LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,075
−HK$758/mo
▼ 0.25% · 3.875%
HK$12,451
−HK$382/mo
Today · 4.125%
HK$12,833
baseline
▲ 0.50% · 4.625%
HK$13,613
+HK$780/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$25,666/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,434
−HK$726/mo
▼ 0.25% · 3.875%
HK$13,794
−HK$366/mo
Today · 4.125%
HK$14,160
baseline
▲ 0.50% · 4.625%
HK$14,906
+HK$746/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$28,320/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,490
−HK$909/mo
▼ 0.25% · 3.875%
HK$14,941
−HK$458/mo
Today · 4.125%
HK$15,399
baseline
▲ 0.50% · 4.625%
HK$16,336
+HK$937/mo
Deposit HK$2.12M · loan HK$3.18M · min. income ≈ HK$30,798/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,120
−HK$871/mo
▼ 0.25% · 3.875%
HK$16,553
−HK$438/mo
Today · 4.125%
HK$16,991
baseline
▲ 0.50% · 4.625%
HK$17,887
+HK$896/mo
Deposit HK$2.12M · loan HK$3.18M · min. income ≈ HK$33,982/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,906
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$17,431
−HK$535/mo
Today · 4.125%
HK$17,966
baseline
▲ 0.50% · 4.625%
HK$19,059
+HK$1,093/mo
Deposit HK$1.59M · loan HK$3.71M · min. income ≈ HK$35,932/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,807
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$19,312
−HK$511/mo
Today · 4.125%
HK$19,823
baseline
▲ 0.50% · 4.625%
HK$20,868
+HK$1,045/mo
Deposit HK$1.59M · loan HK$3.71M · min. income ≈ HK$39,646/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,736
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,412
−HK$687/mo
Today · 4.125%
HK$23,099
baseline
▲ 0.50% · 4.625%
HK$24,504
+HK$1,405/mo
Deposit HK$530K · loan HK$4.77M · min. income ≈ HK$46,198/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$119,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,181
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,829
−HK$658/mo
Today · 4.125%
HK$25,487
baseline
▲ 0.50% · 4.625%
HK$26,831
+HK$1,344/mo
Deposit HK$530K · loan HK$4.77M · min. income ≈ HK$50,974/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$119,152 · Scale 2, in force from 26 Feb 2026)