LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,803
−HK$7,575/mo
▼ 0.25% · 3.875%
HK$124,560
−HK$3,818/mo
Today · 4.125%
HK$128,378
baseline
▲ 0.50% · 4.625%
HK$136,190
+HK$7,812/mo
Deposit HK$26.49M · loan HK$26.49M · min. income ≈ HK$256,756/mo (50% DSR)
Upfront cash ≈ HK$28.74M (deposit + AVD stamp duty HK$2,251,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,392
−HK$7,261/mo
▼ 0.25% · 3.875%
HK$137,996
−HK$3,657/mo
Today · 4.125%
HK$141,653
baseline
▲ 0.50% · 4.625%
HK$149,119
+HK$7,466/mo
Deposit HK$26.49M · loan HK$26.49M · min. income ≈ HK$283,306/mo (50% DSR)
Upfront cash ≈ HK$28.74M (deposit + AVD stamp duty HK$2,251,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,963
−HK$9,091/mo
▼ 0.25% · 3.875%
HK$149,472
−HK$4,582/mo
Today · 4.125%
HK$154,054
baseline
▲ 0.50% · 4.625%
HK$163,427
+HK$9,373/mo
Deposit HK$21.19M · loan HK$31.79M · min. income ≈ HK$308,108/mo (50% DSR)
Upfront cash ≈ HK$23.44M (deposit + AVD stamp duty HK$2,251,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,270
−HK$8,713/mo
▼ 0.25% · 3.875%
HK$165,595
−HK$4,388/mo
Today · 4.125%
HK$169,983
baseline
▲ 0.50% · 4.625%
HK$178,943
+HK$8,960/mo
Deposit HK$21.19M · loan HK$31.79M · min. income ≈ HK$339,966/mo (50% DSR)
Upfront cash ≈ HK$23.44M (deposit + AVD stamp duty HK$2,251,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,124
−HK$10,605/mo
▼ 0.25% · 3.875%
HK$174,384
−HK$5,345/mo
Today · 4.125%
HK$179,729
baseline
▲ 0.50% · 4.625%
HK$190,665
+HK$10,936/mo
Deposit HK$15.89M · loan HK$37.08M · min. income ≈ HK$359,458/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$2,251,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,148
−HK$10,166/mo
▼ 0.25% · 3.875%
HK$193,195
−HK$5,119/mo
Today · 4.125%
HK$198,314
baseline
▲ 0.50% · 4.625%
HK$208,767
+HK$10,453/mo
Deposit HK$15.89M · loan HK$37.08M · min. income ≈ HK$396,628/mo (50% DSR)
Upfront cash ≈ HK$18.14M (deposit + AVD stamp duty HK$2,251,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,445
−HK$13,636/mo
▼ 0.25% · 3.875%
HK$224,209
−HK$6,872/mo
Today · 4.125%
HK$231,081
baseline
▲ 0.50% · 4.625%
HK$245,141
+HK$14,060/mo
Deposit HK$5.30M · loan HK$47.68M · min. income ≈ HK$462,162/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$2,251,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,905
−HK$13,070/mo
▼ 0.25% · 3.875%
HK$248,393
−HK$6,582/mo
Today · 4.125%
HK$254,975
baseline
▲ 0.50% · 4.625%
HK$268,415
+HK$13,440/mo
Deposit HK$5.30M · loan HK$47.68M · min. income ≈ HK$509,950/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$2,251,552 · Scale 2, in force from 26 Feb 2026)