LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,811
−HK$7,576/mo
▼ 0.25% · 3.875%
HK$124,569
−HK$3,818/mo
Today · 4.125%
HK$128,387
baseline
▲ 0.50% · 4.625%
HK$136,199
+HK$7,812/mo
Deposit HK$26.49M · loan HK$26.49M · min. income ≈ HK$256,774/mo (50% DSR)
Upfront cash ≈ HK$28.74M (deposit + AVD stamp duty HK$2,251,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,401
−HK$7,261/mo
▼ 0.25% · 3.875%
HK$138,005
−HK$3,657/mo
Today · 4.125%
HK$141,662
baseline
▲ 0.50% · 4.625%
HK$149,129
+HK$7,467/mo
Deposit HK$26.49M · loan HK$26.49M · min. income ≈ HK$283,324/mo (50% DSR)
Upfront cash ≈ HK$28.74M (deposit + AVD stamp duty HK$2,251,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,973
−HK$9,091/mo
▼ 0.25% · 3.875%
HK$149,482
−HK$4,582/mo
Today · 4.125%
HK$154,064
baseline
▲ 0.50% · 4.625%
HK$163,438
+HK$9,374/mo
Deposit HK$21.19M · loan HK$31.79M · min. income ≈ HK$308,128/mo (50% DSR)
Upfront cash ≈ HK$23.44M (deposit + AVD stamp duty HK$2,251,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,281
−HK$8,713/mo
▼ 0.25% · 3.875%
HK$165,606
−HK$4,388/mo
Today · 4.125%
HK$169,994
baseline
▲ 0.50% · 4.625%
HK$178,955
+HK$8,961/mo
Deposit HK$21.19M · loan HK$31.79M · min. income ≈ HK$339,988/mo (50% DSR)
Upfront cash ≈ HK$23.44M (deposit + AVD stamp duty HK$2,251,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,135
−HK$10,606/mo
▼ 0.25% · 3.875%
HK$174,396
−HK$5,345/mo
Today · 4.125%
HK$179,741
baseline
▲ 0.50% · 4.625%
HK$190,678
+HK$10,937/mo
Deposit HK$15.89M · loan HK$37.09M · min. income ≈ HK$359,482/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$2,251,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,161
−HK$10,166/mo
▼ 0.25% · 3.875%
HK$193,207
−HK$5,120/mo
Today · 4.125%
HK$198,327
baseline
▲ 0.50% · 4.625%
HK$208,781
+HK$10,454/mo
Deposit HK$15.89M · loan HK$37.09M · min. income ≈ HK$396,654/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$2,251,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,459
−HK$13,637/mo
▼ 0.25% · 3.875%
HK$224,223
−HK$6,873/mo
Today · 4.125%
HK$231,096
baseline
▲ 0.50% · 4.625%
HK$245,157
+HK$14,061/mo
Deposit HK$5.30M · loan HK$47.68M · min. income ≈ HK$462,192/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$2,251,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,921
−HK$13,070/mo
▼ 0.25% · 3.875%
HK$248,409
−HK$6,582/mo
Today · 4.125%
HK$254,991
baseline
▲ 0.50% · 4.625%
HK$268,432
+HK$13,441/mo
Deposit HK$5.30M · loan HK$47.68M · min. income ≈ HK$509,982/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$2,251,700 · Scale 2, in force from 26 Feb 2026)