LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,826
−HK$7,577/mo
▼ 0.25% · 3.875%
HK$124,585
−HK$3,818/mo
Today · 4.125%
HK$128,403
baseline
▲ 0.50% · 4.625%
HK$136,216
+HK$7,813/mo
Deposit HK$26.49M · loan HK$26.49M · min. income ≈ HK$256,806/mo (50% DSR)
Upfront cash ≈ HK$28.75M (deposit + AVD stamp duty HK$2,251,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,418
−HK$7,262/mo
▼ 0.25% · 3.875%
HK$138,023
−HK$3,657/mo
Today · 4.125%
HK$141,680
baseline
▲ 0.50% · 4.625%
HK$149,148
+HK$7,468/mo
Deposit HK$26.49M · loan HK$26.49M · min. income ≈ HK$283,360/mo (50% DSR)
Upfront cash ≈ HK$28.75M (deposit + AVD stamp duty HK$2,251,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,991
−HK$9,093/mo
▼ 0.25% · 3.875%
HK$149,501
−HK$4,583/mo
Today · 4.125%
HK$154,084
baseline
▲ 0.50% · 4.625%
HK$163,459
+HK$9,375/mo
Deposit HK$21.20M · loan HK$31.79M · min. income ≈ HK$308,168/mo (50% DSR)
Upfront cash ≈ HK$23.45M (deposit + AVD stamp duty HK$2,251,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,301
−HK$8,715/mo
▼ 0.25% · 3.875%
HK$165,627
−HK$4,389/mo
Today · 4.125%
HK$170,016
baseline
▲ 0.50% · 4.625%
HK$178,978
+HK$8,962/mo
Deposit HK$21.20M · loan HK$31.79M · min. income ≈ HK$340,032/mo (50% DSR)
Upfront cash ≈ HK$23.45M (deposit + AVD stamp duty HK$2,251,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,157
−HK$10,607/mo
▼ 0.25% · 3.875%
HK$174,418
−HK$5,346/mo
Today · 4.125%
HK$179,764
baseline
▲ 0.50% · 4.625%
HK$190,702
+HK$10,938/mo
Deposit HK$15.90M · loan HK$37.09M · min. income ≈ HK$359,528/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$2,251,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,185
−HK$10,167/mo
▼ 0.25% · 3.875%
HK$193,232
−HK$5,120/mo
Today · 4.125%
HK$198,352
baseline
▲ 0.50% · 4.625%
HK$208,807
+HK$10,455/mo
Deposit HK$15.90M · loan HK$37.09M · min. income ≈ HK$396,704/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$2,251,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,487
−HK$13,638/mo
▼ 0.25% · 3.875%
HK$224,252
−HK$6,873/mo
Today · 4.125%
HK$231,125
baseline
▲ 0.50% · 4.625%
HK$245,189
+HK$14,064/mo
Deposit HK$5.30M · loan HK$47.69M · min. income ≈ HK$462,250/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$2,251,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,952
−HK$13,072/mo
▼ 0.25% · 3.875%
HK$248,441
−HK$6,583/mo
Today · 4.125%
HK$255,024
baseline
▲ 0.50% · 4.625%
HK$268,467
+HK$13,443/mo
Deposit HK$5.30M · loan HK$47.69M · min. income ≈ HK$510,048/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$2,251,989 · Scale 2, in force from 26 Feb 2026)