LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,083
−HK$758/mo
▼ 0.25% · 3.875%
HK$12,459
−HK$382/mo
Today · 4.125%
HK$12,841
baseline
▲ 0.50% · 4.625%
HK$13,622
+HK$781/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$25,682/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,442
−HK$726/mo
▼ 0.25% · 3.875%
HK$13,803
−HK$365/mo
Today · 4.125%
HK$14,168
baseline
▲ 0.50% · 4.625%
HK$14,915
+HK$747/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$28,336/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,500
−HK$909/mo
▼ 0.25% · 3.875%
HK$14,951
−HK$458/mo
Today · 4.125%
HK$15,409
baseline
▲ 0.50% · 4.625%
HK$16,346
+HK$937/mo
Deposit HK$2.12M · loan HK$3.18M · min. income ≈ HK$30,818/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,131
−HK$871/mo
▼ 0.25% · 3.875%
HK$16,563
−HK$439/mo
Today · 4.125%
HK$17,002
baseline
▲ 0.50% · 4.625%
HK$17,898
+HK$896/mo
Deposit HK$2.12M · loan HK$3.18M · min. income ≈ HK$34,004/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,916
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$17,442
−HK$535/mo
Today · 4.125%
HK$17,977
baseline
▲ 0.50% · 4.625%
HK$19,071
+HK$1,094/mo
Deposit HK$1.59M · loan HK$3.71M · min. income ≈ HK$35,954/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,819
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$19,324
−HK$512/mo
Today · 4.125%
HK$19,836
baseline
▲ 0.50% · 4.625%
HK$20,881
+HK$1,045/mo
Deposit HK$1.59M · loan HK$3.71M · min. income ≈ HK$39,672/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,749
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,426
−HK$687/mo
Today · 4.125%
HK$23,113
baseline
▲ 0.50% · 4.625%
HK$24,520
+HK$1,407/mo
Deposit HK$530K · loan HK$4.77M · min. income ≈ HK$46,226/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$119,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,196
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,845
−HK$658/mo
Today · 4.125%
HK$25,503
baseline
▲ 0.50% · 4.625%
HK$26,848
+HK$1,345/mo
Deposit HK$530K · loan HK$4.77M · min. income ≈ HK$51,006/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$119,227 · Scale 2, in force from 26 Feb 2026)