LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,856
−HK$7,579/mo
▼ 0.25% · 3.875%
HK$124,615
−HK$3,820/mo
Today · 4.125%
HK$128,435
baseline
▲ 0.50% · 4.625%
HK$136,250
+HK$7,815/mo
Deposit HK$26.50M · loan HK$26.50M · min. income ≈ HK$256,870/mo (50% DSR)
Upfront cash ≈ HK$28.75M (deposit + AVD stamp duty HK$2,252,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,451
−HK$7,264/mo
▼ 0.25% · 3.875%
HK$138,057
−HK$3,658/mo
Today · 4.125%
HK$141,715
baseline
▲ 0.50% · 4.625%
HK$149,185
+HK$7,470/mo
Deposit HK$26.50M · loan HK$26.50M · min. income ≈ HK$283,430/mo (50% DSR)
Upfront cash ≈ HK$28.75M (deposit + AVD stamp duty HK$2,252,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,027
−HK$9,095/mo
▼ 0.25% · 3.875%
HK$149,538
−HK$4,584/mo
Today · 4.125%
HK$154,122
baseline
▲ 0.50% · 4.625%
HK$163,499
+HK$9,377/mo
Deposit HK$21.20M · loan HK$31.80M · min. income ≈ HK$308,244/mo (50% DSR)
Upfront cash ≈ HK$23.45M (deposit + AVD stamp duty HK$2,252,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,341
−HK$8,717/mo
▼ 0.25% · 3.875%
HK$165,668
−HK$4,390/mo
Today · 4.125%
HK$170,058
baseline
▲ 0.50% · 4.625%
HK$179,022
+HK$8,964/mo
Deposit HK$21.20M · loan HK$31.80M · min. income ≈ HK$340,116/mo (50% DSR)
Upfront cash ≈ HK$23.45M (deposit + AVD stamp duty HK$2,252,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,198
−HK$10,610/mo
▼ 0.25% · 3.875%
HK$174,461
−HK$5,347/mo
Today · 4.125%
HK$179,808
baseline
▲ 0.50% · 4.625%
HK$190,749
+HK$10,941/mo
Deposit HK$15.90M · loan HK$37.10M · min. income ≈ HK$359,616/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$2,252,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,231
−HK$10,170/mo
▼ 0.25% · 3.875%
HK$193,280
−HK$5,121/mo
Today · 4.125%
HK$198,401
baseline
▲ 0.50% · 4.625%
HK$208,859
+HK$10,458/mo
Deposit HK$15.90M · loan HK$37.10M · min. income ≈ HK$396,802/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$2,252,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,541
−HK$13,641/mo
▼ 0.25% · 3.875%
HK$224,307
−HK$6,875/mo
Today · 4.125%
HK$231,182
baseline
▲ 0.50% · 4.625%
HK$245,249
+HK$14,067/mo
Deposit HK$5.30M · loan HK$47.70M · min. income ≈ HK$462,364/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$2,252,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,012
−HK$13,075/mo
▼ 0.25% · 3.875%
HK$248,502
−HK$6,585/mo
Today · 4.125%
HK$255,087
baseline
▲ 0.50% · 4.625%
HK$268,533
+HK$13,446/mo
Deposit HK$5.30M · loan HK$47.70M · min. income ≈ HK$510,174/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$2,252,543 · Scale 2, in force from 26 Feb 2026)