LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,861
−HK$7,579/mo
▼ 0.25% · 3.875%
HK$124,620
−HK$3,820/mo
Today · 4.125%
HK$128,440
baseline
▲ 0.50% · 4.625%
HK$136,255
+HK$7,815/mo
Deposit HK$26.50M · loan HK$26.50M · min. income ≈ HK$256,880/mo (50% DSR)
Upfront cash ≈ HK$28.75M (deposit + AVD stamp duty HK$2,252,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,457
−HK$7,264/mo
▼ 0.25% · 3.875%
HK$138,063
−HK$3,658/mo
Today · 4.125%
HK$141,721
baseline
▲ 0.50% · 4.625%
HK$149,191
+HK$7,470/mo
Deposit HK$26.50M · loan HK$26.50M · min. income ≈ HK$283,442/mo (50% DSR)
Upfront cash ≈ HK$28.75M (deposit + AVD stamp duty HK$2,252,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,033
−HK$9,095/mo
▼ 0.25% · 3.875%
HK$149,545
−HK$4,583/mo
Today · 4.125%
HK$154,128
baseline
▲ 0.50% · 4.625%
HK$163,506
+HK$9,378/mo
Deposit HK$21.20M · loan HK$31.80M · min. income ≈ HK$308,256/mo (50% DSR)
Upfront cash ≈ HK$23.45M (deposit + AVD stamp duty HK$2,252,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,348
−HK$8,717/mo
▼ 0.25% · 3.875%
HK$165,675
−HK$4,390/mo
Today · 4.125%
HK$170,065
baseline
▲ 0.50% · 4.625%
HK$179,029
+HK$8,964/mo
Deposit HK$21.20M · loan HK$31.80M · min. income ≈ HK$340,130/mo (50% DSR)
Upfront cash ≈ HK$23.45M (deposit + AVD stamp duty HK$2,252,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,205
−HK$10,611/mo
▼ 0.25% · 3.875%
HK$174,469
−HK$5,347/mo
Today · 4.125%
HK$179,816
baseline
▲ 0.50% · 4.625%
HK$190,757
+HK$10,941/mo
Deposit HK$15.90M · loan HK$37.10M · min. income ≈ HK$359,632/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$2,252,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,239
−HK$10,170/mo
▼ 0.25% · 3.875%
HK$193,288
−HK$5,121/mo
Today · 4.125%
HK$198,409
baseline
▲ 0.50% · 4.625%
HK$208,868
+HK$10,459/mo
Deposit HK$15.90M · loan HK$37.10M · min. income ≈ HK$396,818/mo (50% DSR)
Upfront cash ≈ HK$18.15M (deposit + AVD stamp duty HK$2,252,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,550
−HK$13,642/mo
▼ 0.25% · 3.875%
HK$224,317
−HK$6,875/mo
Today · 4.125%
HK$231,192
baseline
▲ 0.50% · 4.625%
HK$245,260
+HK$14,068/mo
Deposit HK$5.30M · loan HK$47.70M · min. income ≈ HK$462,384/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$2,252,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,022
−HK$13,076/mo
▼ 0.25% · 3.875%
HK$248,513
−HK$6,585/mo
Today · 4.125%
HK$255,098
baseline
▲ 0.50% · 4.625%
HK$268,544
+HK$13,446/mo
Deposit HK$5.30M · loan HK$47.70M · min. income ≈ HK$510,196/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$2,252,638 · Scale 2, in force from 26 Feb 2026)