LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,884
−HK$7,581/mo
▼ 0.25% · 3.875%
HK$124,644
−HK$3,821/mo
Today · 4.125%
HK$128,465
baseline
▲ 0.50% · 4.625%
HK$136,282
+HK$7,817/mo
Deposit HK$26.51M · loan HK$26.51M · min. income ≈ HK$256,930/mo (50% DSR)
Upfront cash ≈ HK$28.76M (deposit + AVD stamp duty HK$2,253,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,482
−HK$7,266/mo
▼ 0.25% · 3.875%
HK$138,089
−HK$3,659/mo
Today · 4.125%
HK$141,748
baseline
▲ 0.50% · 4.625%
HK$149,220
+HK$7,472/mo
Deposit HK$26.51M · loan HK$26.51M · min. income ≈ HK$283,496/mo (50% DSR)
Upfront cash ≈ HK$28.76M (deposit + AVD stamp duty HK$2,253,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,061
−HK$9,097/mo
▼ 0.25% · 3.875%
HK$149,573
−HK$4,585/mo
Today · 4.125%
HK$154,158
baseline
▲ 0.50% · 4.625%
HK$163,538
+HK$9,380/mo
Deposit HK$21.21M · loan HK$31.81M · min. income ≈ HK$308,316/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$2,253,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,379
−HK$8,719/mo
▼ 0.25% · 3.875%
HK$165,707
−HK$4,391/mo
Today · 4.125%
HK$170,098
baseline
▲ 0.50% · 4.625%
HK$179,064
+HK$8,966/mo
Deposit HK$21.21M · loan HK$31.81M · min. income ≈ HK$340,196/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$2,253,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,238
−HK$10,613/mo
▼ 0.25% · 3.875%
HK$174,502
−HK$5,349/mo
Today · 4.125%
HK$179,851
baseline
▲ 0.50% · 4.625%
HK$190,794
+HK$10,943/mo
Deposit HK$15.90M · loan HK$37.11M · min. income ≈ HK$359,702/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$2,253,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,275
−HK$10,172/mo
▼ 0.25% · 3.875%
HK$193,325
−HK$5,122/mo
Today · 4.125%
HK$198,447
baseline
▲ 0.50% · 4.625%
HK$208,908
+HK$10,461/mo
Deposit HK$15.90M · loan HK$37.11M · min. income ≈ HK$396,894/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$2,253,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,592
−HK$13,645/mo
▼ 0.25% · 3.875%
HK$224,360
−HK$6,877/mo
Today · 4.125%
HK$231,237
baseline
▲ 0.50% · 4.625%
HK$245,307
+HK$14,070/mo
Deposit HK$5.30M · loan HK$47.71M · min. income ≈ HK$462,474/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$2,253,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,068
−HK$13,079/mo
▼ 0.25% · 3.875%
HK$248,561
−HK$6,586/mo
Today · 4.125%
HK$255,147
baseline
▲ 0.50% · 4.625%
HK$268,596
+HK$13,449/mo
Deposit HK$5.30M · loan HK$47.71M · min. income ≈ HK$510,294/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$2,253,071 · Scale 2, in force from 26 Feb 2026)