LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,895
−HK$7,581/mo
▼ 0.25% · 3.875%
HK$124,655
−HK$3,821/mo
Today · 4.125%
HK$128,476
baseline
▲ 0.50% · 4.625%
HK$136,293
+HK$7,817/mo
Deposit HK$26.51M · loan HK$26.51M · min. income ≈ HK$256,952/mo (50% DSR)
Upfront cash ≈ HK$28.76M (deposit + AVD stamp duty HK$2,253,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,494
−HK$7,266/mo
▼ 0.25% · 3.875%
HK$138,101
−HK$3,659/mo
Today · 4.125%
HK$141,760
baseline
▲ 0.50% · 4.625%
HK$149,233
+HK$7,473/mo
Deposit HK$26.51M · loan HK$26.51M · min. income ≈ HK$283,520/mo (50% DSR)
Upfront cash ≈ HK$28.76M (deposit + AVD stamp duty HK$2,253,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,073
−HK$9,098/mo
▼ 0.25% · 3.875%
HK$149,586
−HK$4,585/mo
Today · 4.125%
HK$154,171
baseline
▲ 0.50% · 4.625%
HK$163,552
+HK$9,381/mo
Deposit HK$21.21M · loan HK$31.81M · min. income ≈ HK$308,342/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$2,253,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,393
−HK$8,719/mo
▼ 0.25% · 3.875%
HK$165,721
−HK$4,391/mo
Today · 4.125%
HK$170,112
baseline
▲ 0.50% · 4.625%
HK$179,079
+HK$8,967/mo
Deposit HK$21.21M · loan HK$31.81M · min. income ≈ HK$340,224/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$2,253,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,252
−HK$10,614/mo
▼ 0.25% · 3.875%
HK$174,517
−HK$5,349/mo
Today · 4.125%
HK$179,866
baseline
▲ 0.50% · 4.625%
HK$190,810
+HK$10,944/mo
Deposit HK$15.91M · loan HK$37.11M · min. income ≈ HK$359,732/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$2,253,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,292
−HK$10,172/mo
▼ 0.25% · 3.875%
HK$193,341
−HK$5,123/mo
Today · 4.125%
HK$198,464
baseline
▲ 0.50% · 4.625%
HK$208,926
+HK$10,462/mo
Deposit HK$15.91M · loan HK$37.11M · min. income ≈ HK$396,928/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$2,253,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,610
−HK$13,646/mo
▼ 0.25% · 3.875%
HK$224,379
−HK$6,877/mo
Today · 4.125%
HK$231,256
baseline
▲ 0.50% · 4.625%
HK$245,328
+HK$14,072/mo
Deposit HK$5.30M · loan HK$47.72M · min. income ≈ HK$462,512/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$2,253,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,089
−HK$13,079/mo
▼ 0.25% · 3.875%
HK$248,582
−HK$6,586/mo
Today · 4.125%
HK$255,168
baseline
▲ 0.50% · 4.625%
HK$268,619
+HK$13,451/mo
Deposit HK$5.30M · loan HK$47.72M · min. income ≈ HK$510,336/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$2,253,264 · Scale 2, in force from 26 Feb 2026)