LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,090
−HK$758/mo
▼ 0.25% · 3.875%
HK$12,466
−HK$382/mo
Today · 4.125%
HK$12,848
baseline
▲ 0.50% · 4.625%
HK$13,630
+HK$782/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$25,696/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,450
−HK$727/mo
▼ 0.25% · 3.875%
HK$13,811
−HK$366/mo
Today · 4.125%
HK$14,177
baseline
▲ 0.50% · 4.625%
HK$14,924
+HK$747/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$28,354/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,508
−HK$910/mo
▼ 0.25% · 3.875%
HK$14,960
−HK$458/mo
Today · 4.125%
HK$15,418
baseline
▲ 0.50% · 4.625%
HK$16,356
+HK$938/mo
Deposit HK$2.12M · loan HK$3.18M · min. income ≈ HK$30,836/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,140
−HK$872/mo
▼ 0.25% · 3.875%
HK$16,573
−HK$439/mo
Today · 4.125%
HK$17,012
baseline
▲ 0.50% · 4.625%
HK$17,909
+HK$897/mo
Deposit HK$2.12M · loan HK$3.18M · min. income ≈ HK$34,024/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,926
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$17,453
−HK$535/mo
Today · 4.125%
HK$17,988
baseline
▲ 0.50% · 4.625%
HK$19,082
+HK$1,094/mo
Deposit HK$1.59M · loan HK$3.71M · min. income ≈ HK$35,976/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,831
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$19,336
−HK$512/mo
Today · 4.125%
HK$19,848
baseline
▲ 0.50% · 4.625%
HK$20,894
+HK$1,046/mo
Deposit HK$1.59M · loan HK$3.71M · min. income ≈ HK$39,696/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,763
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,440
−HK$687/mo
Today · 4.125%
HK$23,127
baseline
▲ 0.50% · 4.625%
HK$24,535
+HK$1,408/mo
Deposit HK$530K · loan HK$4.77M · min. income ≈ HK$46,254/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$119,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,211
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,860
−HK$659/mo
Today · 4.125%
HK$25,519
baseline
▲ 0.50% · 4.625%
HK$26,864
+HK$1,345/mo
Deposit HK$530K · loan HK$4.77M · min. income ≈ HK$51,038/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$119,300 · Scale 2, in force from 26 Feb 2026)