LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,907
−HK$7,582/mo
▼ 0.25% · 3.875%
HK$124,668
−HK$3,821/mo
Today · 4.125%
HK$128,489
baseline
▲ 0.50% · 4.625%
HK$136,307
+HK$7,818/mo
Deposit HK$26.51M · loan HK$26.51M · min. income ≈ HK$256,978/mo (50% DSR)
Upfront cash ≈ HK$28.77M (deposit + AVD stamp duty HK$2,253,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,508
−HK$7,267/mo
▼ 0.25% · 3.875%
HK$138,115
−HK$3,660/mo
Today · 4.125%
HK$141,775
baseline
▲ 0.50% · 4.625%
HK$149,248
+HK$7,473/mo
Deposit HK$26.51M · loan HK$26.51M · min. income ≈ HK$283,550/mo (50% DSR)
Upfront cash ≈ HK$28.77M (deposit + AVD stamp duty HK$2,253,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,088
−HK$9,099/mo
▼ 0.25% · 3.875%
HK$149,601
−HK$4,586/mo
Today · 4.125%
HK$154,187
baseline
▲ 0.50% · 4.625%
HK$163,568
+HK$9,381/mo
Deposit HK$21.21M · loan HK$31.81M · min. income ≈ HK$308,374/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$2,253,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,409
−HK$8,721/mo
▼ 0.25% · 3.875%
HK$165,738
−HK$4,392/mo
Today · 4.125%
HK$170,130
baseline
▲ 0.50% · 4.625%
HK$179,097
+HK$8,967/mo
Deposit HK$21.21M · loan HK$31.81M · min. income ≈ HK$340,260/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$2,253,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,270
−HK$10,614/mo
▼ 0.25% · 3.875%
HK$174,535
−HK$5,349/mo
Today · 4.125%
HK$179,884
baseline
▲ 0.50% · 4.625%
HK$190,830
+HK$10,946/mo
Deposit HK$15.91M · loan HK$37.12M · min. income ≈ HK$359,768/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$2,253,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,311
−HK$10,174/mo
▼ 0.25% · 3.875%
HK$193,361
−HK$5,124/mo
Today · 4.125%
HK$198,485
baseline
▲ 0.50% · 4.625%
HK$208,947
+HK$10,462/mo
Deposit HK$15.91M · loan HK$37.12M · min. income ≈ HK$396,970/mo (50% DSR)
Upfront cash ≈ HK$18.16M (deposit + AVD stamp duty HK$2,253,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,632
−HK$13,648/mo
▼ 0.25% · 3.875%
HK$224,402
−HK$6,878/mo
Today · 4.125%
HK$231,280
baseline
▲ 0.50% · 4.625%
HK$245,353
+HK$14,073/mo
Deposit HK$5.30M · loan HK$47.72M · min. income ≈ HK$462,560/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$2,253,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,114
−HK$13,080/mo
▼ 0.25% · 3.875%
HK$248,607
−HK$6,587/mo
Today · 4.125%
HK$255,194
baseline
▲ 0.50% · 4.625%
HK$268,646
+HK$13,452/mo
Deposit HK$5.30M · loan HK$47.72M · min. income ≈ HK$510,388/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$2,253,494 · Scale 2, in force from 26 Feb 2026)