LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,939
−HK$7,584/mo
▼ 0.25% · 3.875%
HK$124,701
−HK$3,822/mo
Today · 4.125%
HK$128,523
baseline
▲ 0.50% · 4.625%
HK$136,344
+HK$7,821/mo
Deposit HK$26.52M · loan HK$26.52M · min. income ≈ HK$257,046/mo (50% DSR)
Upfront cash ≈ HK$28.77M (deposit + AVD stamp duty HK$2,254,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,544
−HK$7,269/mo
▼ 0.25% · 3.875%
HK$138,152
−HK$3,661/mo
Today · 4.125%
HK$141,813
baseline
▲ 0.50% · 4.625%
HK$149,288
+HK$7,475/mo
Deposit HK$26.52M · loan HK$26.52M · min. income ≈ HK$283,626/mo (50% DSR)
Upfront cash ≈ HK$28.77M (deposit + AVD stamp duty HK$2,254,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,127
−HK$9,101/mo
▼ 0.25% · 3.875%
HK$149,642
−HK$4,586/mo
Today · 4.125%
HK$154,228
baseline
▲ 0.50% · 4.625%
HK$163,612
+HK$9,384/mo
Deposit HK$21.22M · loan HK$31.82M · min. income ≈ HK$308,456/mo (50% DSR)
Upfront cash ≈ HK$23.47M (deposit + AVD stamp duty HK$2,254,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,453
−HK$8,722/mo
▼ 0.25% · 3.875%
HK$165,783
−HK$4,392/mo
Today · 4.125%
HK$170,175
baseline
▲ 0.50% · 4.625%
HK$179,146
+HK$8,971/mo
Deposit HK$21.22M · loan HK$31.82M · min. income ≈ HK$340,350/mo (50% DSR)
Upfront cash ≈ HK$23.47M (deposit + AVD stamp duty HK$2,254,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,315
−HK$10,618/mo
▼ 0.25% · 3.875%
HK$174,582
−HK$5,351/mo
Today · 4.125%
HK$179,933
baseline
▲ 0.50% · 4.625%
HK$190,881
+HK$10,948/mo
Deposit HK$15.91M · loan HK$37.13M · min. income ≈ HK$359,866/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$2,254,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,361
−HK$10,177/mo
▼ 0.25% · 3.875%
HK$193,413
−HK$5,125/mo
Today · 4.125%
HK$198,538
baseline
▲ 0.50% · 4.625%
HK$209,003
+HK$10,465/mo
Deposit HK$15.91M · loan HK$37.13M · min. income ≈ HK$397,076/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$2,254,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,691
−HK$13,651/mo
▼ 0.25% · 3.875%
HK$224,462
−HK$6,880/mo
Today · 4.125%
HK$231,342
baseline
▲ 0.50% · 4.625%
HK$245,419
+HK$14,077/mo
Deposit HK$5.30M · loan HK$47.73M · min. income ≈ HK$462,684/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$2,254,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,179
−HK$13,084/mo
▼ 0.25% · 3.875%
HK$248,674
−HK$6,589/mo
Today · 4.125%
HK$255,263
baseline
▲ 0.50% · 4.625%
HK$268,718
+HK$13,455/mo
Deposit HK$5.30M · loan HK$47.73M · min. income ≈ HK$510,526/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$2,254,100 · Scale 2, in force from 26 Feb 2026)