LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,095
−HK$758/mo
▼ 0.25% · 3.875%
HK$12,471
−HK$382/mo
Today · 4.125%
HK$12,853
baseline
▲ 0.50% · 4.625%
HK$13,635
+HK$782/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$25,706/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,455
−HK$727/mo
▼ 0.25% · 3.875%
HK$13,816
−HK$366/mo
Today · 4.125%
HK$14,182
baseline
▲ 0.50% · 4.625%
HK$14,930
+HK$748/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$28,364/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,514
−HK$910/mo
▼ 0.25% · 3.875%
HK$14,965
−HK$459/mo
Today · 4.125%
HK$15,424
baseline
▲ 0.50% · 4.625%
HK$16,362
+HK$938/mo
Deposit HK$2.12M · loan HK$3.18M · min. income ≈ HK$30,848/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,146
−HK$873/mo
▼ 0.25% · 3.875%
HK$16,580
−HK$439/mo
Today · 4.125%
HK$17,019
baseline
▲ 0.50% · 4.625%
HK$17,916
+HK$897/mo
Deposit HK$2.12M · loan HK$3.18M · min. income ≈ HK$34,038/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,933
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$17,459
−HK$536/mo
Today · 4.125%
HK$17,995
baseline
▲ 0.50% · 4.625%
HK$19,090
+HK$1,095/mo
Deposit HK$1.59M · loan HK$3.71M · min. income ≈ HK$35,990/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,838
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$19,343
−HK$512/mo
Today · 4.125%
HK$19,855
baseline
▲ 0.50% · 4.625%
HK$20,902
+HK$1,047/mo
Deposit HK$1.59M · loan HK$3.71M · min. income ≈ HK$39,710/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,771
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,448
−HK$688/mo
Today · 4.125%
HK$23,136
baseline
▲ 0.50% · 4.625%
HK$24,544
+HK$1,408/mo
Deposit HK$530K · loan HK$4.77M · min. income ≈ HK$46,272/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$119,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,220
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,869
−HK$659/mo
Today · 4.125%
HK$25,528
baseline
▲ 0.50% · 4.625%
HK$26,874
+HK$1,346/mo
Deposit HK$530K · loan HK$4.77M · min. income ≈ HK$51,056/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$119,344 · Scale 2, in force from 26 Feb 2026)