LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,953
−HK$7,585/mo
▼ 0.25% · 3.875%
HK$124,715
−HK$3,823/mo
Today · 4.125%
HK$128,538
baseline
▲ 0.50% · 4.625%
HK$136,359
+HK$7,821/mo
Deposit HK$26.52M · loan HK$26.52M · min. income ≈ HK$257,076/mo (50% DSR)
Upfront cash ≈ HK$28.78M (deposit + AVD stamp duty HK$2,254,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,559
−HK$7,270/mo
▼ 0.25% · 3.875%
HK$138,168
−HK$3,661/mo
Today · 4.125%
HK$141,829
baseline
▲ 0.50% · 4.625%
HK$149,305
+HK$7,476/mo
Deposit HK$26.52M · loan HK$26.52M · min. income ≈ HK$283,658/mo (50% DSR)
Upfront cash ≈ HK$28.78M (deposit + AVD stamp duty HK$2,254,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,144
−HK$9,101/mo
▼ 0.25% · 3.875%
HK$149,658
−HK$4,587/mo
Today · 4.125%
HK$154,245
baseline
▲ 0.50% · 4.625%
HK$163,631
+HK$9,386/mo
Deposit HK$21.22M · loan HK$31.83M · min. income ≈ HK$308,490/mo (50% DSR)
Upfront cash ≈ HK$23.47M (deposit + AVD stamp duty HK$2,254,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,471
−HK$8,724/mo
▼ 0.25% · 3.875%
HK$165,801
−HK$4,394/mo
Today · 4.125%
HK$170,195
baseline
▲ 0.50% · 4.625%
HK$179,166
+HK$8,971/mo
Deposit HK$21.22M · loan HK$31.83M · min. income ≈ HK$340,390/mo (50% DSR)
Upfront cash ≈ HK$23.47M (deposit + AVD stamp duty HK$2,254,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,334
−HK$10,619/mo
▼ 0.25% · 3.875%
HK$174,601
−HK$5,352/mo
Today · 4.125%
HK$179,953
baseline
▲ 0.50% · 4.625%
HK$190,903
+HK$10,950/mo
Deposit HK$15.91M · loan HK$37.13M · min. income ≈ HK$359,906/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$2,254,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,383
−HK$10,177/mo
▼ 0.25% · 3.875%
HK$193,435
−HK$5,125/mo
Today · 4.125%
HK$198,560
baseline
▲ 0.50% · 4.625%
HK$209,027
+HK$10,467/mo
Deposit HK$15.91M · loan HK$37.13M · min. income ≈ HK$397,120/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$2,254,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,715
−HK$13,653/mo
▼ 0.25% · 3.875%
HK$224,488
−HK$6,880/mo
Today · 4.125%
HK$231,368
baseline
▲ 0.50% · 4.625%
HK$245,446
+HK$14,078/mo
Deposit HK$5.30M · loan HK$47.74M · min. income ≈ HK$462,736/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$2,254,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,206
−HK$13,086/mo
▼ 0.25% · 3.875%
HK$248,702
−HK$6,590/mo
Today · 4.125%
HK$255,292
baseline
▲ 0.50% · 4.625%
HK$268,749
+HK$13,457/mo
Deposit HK$5.30M · loan HK$47.74M · min. income ≈ HK$510,584/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$2,254,353 · Scale 2, in force from 26 Feb 2026)