LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,096
−HK$759/mo
▼ 0.25% · 3.875%
HK$12,473
−HK$382/mo
Today · 4.125%
HK$12,855
baseline
▲ 0.50% · 4.625%
HK$13,637
+HK$782/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$25,710/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,457
−HK$727/mo
▼ 0.25% · 3.875%
HK$13,818
−HK$366/mo
Today · 4.125%
HK$14,184
baseline
▲ 0.50% · 4.625%
HK$14,932
+HK$748/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$28,368/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,516
−HK$910/mo
▼ 0.25% · 3.875%
HK$14,967
−HK$459/mo
Today · 4.125%
HK$15,426
baseline
▲ 0.50% · 4.625%
HK$16,365
+HK$939/mo
Deposit HK$2.12M · loan HK$3.18M · min. income ≈ HK$30,852/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,149
−HK$872/mo
▼ 0.25% · 3.875%
HK$16,582
−HK$439/mo
Today · 4.125%
HK$17,021
baseline
▲ 0.50% · 4.625%
HK$17,918
+HK$897/mo
Deposit HK$2.12M · loan HK$3.18M · min. income ≈ HK$34,042/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,935
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$17,462
−HK$535/mo
Today · 4.125%
HK$17,997
baseline
▲ 0.50% · 4.625%
HK$19,092
+HK$1,095/mo
Deposit HK$1.59M · loan HK$3.71M · min. income ≈ HK$35,994/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,840
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$19,345
−HK$513/mo
Today · 4.125%
HK$19,858
baseline
▲ 0.50% · 4.625%
HK$20,905
+HK$1,047/mo
Deposit HK$1.59M · loan HK$3.71M · min. income ≈ HK$39,716/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,774
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,451
−HK$688/mo
Today · 4.125%
HK$23,139
baseline
▲ 0.50% · 4.625%
HK$24,547
+HK$1,408/mo
Deposit HK$530K · loan HK$4.77M · min. income ≈ HK$46,278/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$119,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,223
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,873
−HK$659/mo
Today · 4.125%
HK$25,532
baseline
▲ 0.50% · 4.625%
HK$26,877
+HK$1,345/mo
Deposit HK$530K · loan HK$4.77M · min. income ≈ HK$51,064/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$119,360 · Scale 2, in force from 26 Feb 2026)