LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,990
−HK$7,587/mo
▼ 0.25% · 3.875%
HK$124,754
−HK$3,823/mo
Today · 4.125%
HK$128,577
baseline
▲ 0.50% · 4.625%
HK$136,401
+HK$7,824/mo
Deposit HK$26.53M · loan HK$26.53M · min. income ≈ HK$257,154/mo (50% DSR)
Upfront cash ≈ HK$28.78M (deposit + AVD stamp duty HK$2,255,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,600
−HK$7,272/mo
▼ 0.25% · 3.875%
HK$138,210
−HK$3,662/mo
Today · 4.125%
HK$141,872
baseline
▲ 0.50% · 4.625%
HK$149,351
+HK$7,479/mo
Deposit HK$26.53M · loan HK$26.53M · min. income ≈ HK$283,744/mo (50% DSR)
Upfront cash ≈ HK$28.78M (deposit + AVD stamp duty HK$2,255,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,188
−HK$9,105/mo
▼ 0.25% · 3.875%
HK$149,704
−HK$4,589/mo
Today · 4.125%
HK$154,293
baseline
▲ 0.50% · 4.625%
HK$163,681
+HK$9,388/mo
Deposit HK$21.22M · loan HK$31.84M · min. income ≈ HK$308,586/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$2,255,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,520
−HK$8,727/mo
▼ 0.25% · 3.875%
HK$165,852
−HK$4,395/mo
Today · 4.125%
HK$170,247
baseline
▲ 0.50% · 4.625%
HK$179,221
+HK$8,974/mo
Deposit HK$21.22M · loan HK$31.84M · min. income ≈ HK$340,494/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$2,255,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,386
−HK$10,622/mo
▼ 0.25% · 3.875%
HK$174,655
−HK$5,353/mo
Today · 4.125%
HK$180,008
baseline
▲ 0.50% · 4.625%
HK$190,961
+HK$10,953/mo
Deposit HK$15.92M · loan HK$37.14M · min. income ≈ HK$360,016/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$2,255,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,441
−HK$10,180/mo
▼ 0.25% · 3.875%
HK$193,494
−HK$5,127/mo
Today · 4.125%
HK$198,621
baseline
▲ 0.50% · 4.625%
HK$209,091
+HK$10,470/mo
Deposit HK$15.92M · loan HK$37.14M · min. income ≈ HK$397,242/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$2,255,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,782
−HK$13,657/mo
▼ 0.25% · 3.875%
HK$224,557
−HK$6,882/mo
Today · 4.125%
HK$231,439
baseline
▲ 0.50% · 4.625%
HK$245,522
+HK$14,083/mo
Deposit HK$5.31M · loan HK$47.75M · min. income ≈ HK$462,878/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$2,255,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,281
−HK$13,089/mo
▼ 0.25% · 3.875%
HK$248,778
−HK$6,592/mo
Today · 4.125%
HK$255,370
baseline
▲ 0.50% · 4.625%
HK$268,831
+HK$13,461/mo
Deposit HK$5.31M · loan HK$47.75M · min. income ≈ HK$510,740/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$2,255,046 · Scale 2, in force from 26 Feb 2026)