LTV · monthly repayment
▼ 0.50% · 3.625%
HK$120,998
−HK$7,588/mo
▼ 0.25% · 3.875%
HK$124,762
−HK$3,824/mo
Today · 4.125%
HK$128,586
baseline
▲ 0.50% · 4.625%
HK$136,410
+HK$7,824/mo
Deposit HK$26.53M · loan HK$26.53M · min. income ≈ HK$257,172/mo (50% DSR)
Upfront cash ≈ HK$28.79M (deposit + AVD stamp duty HK$2,255,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,609
−HK$7,273/mo
▼ 0.25% · 3.875%
HK$138,219
−HK$3,663/mo
Today · 4.125%
HK$141,882
baseline
▲ 0.50% · 4.625%
HK$149,361
+HK$7,479/mo
Deposit HK$26.53M · loan HK$26.53M · min. income ≈ HK$283,764/mo (50% DSR)
Upfront cash ≈ HK$28.79M (deposit + AVD stamp duty HK$2,255,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,198
−HK$9,105/mo
▼ 0.25% · 3.875%
HK$149,714
−HK$4,589/mo
Today · 4.125%
HK$154,303
baseline
▲ 0.50% · 4.625%
HK$163,692
+HK$9,389/mo
Deposit HK$21.23M · loan HK$31.84M · min. income ≈ HK$308,606/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$2,255,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,531
−HK$8,727/mo
▼ 0.25% · 3.875%
HK$165,863
−HK$4,395/mo
Today · 4.125%
HK$170,258
baseline
▲ 0.50% · 4.625%
HK$179,233
+HK$8,975/mo
Deposit HK$21.23M · loan HK$31.84M · min. income ≈ HK$340,516/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$2,255,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,398
−HK$10,622/mo
▼ 0.25% · 3.875%
HK$174,667
−HK$5,353/mo
Today · 4.125%
HK$180,020
baseline
▲ 0.50% · 4.625%
HK$190,974
+HK$10,954/mo
Deposit HK$15.92M · loan HK$37.14M · min. income ≈ HK$360,040/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$2,255,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,453
−HK$10,182/mo
▼ 0.25% · 3.875%
HK$193,507
−HK$5,128/mo
Today · 4.125%
HK$198,635
baseline
▲ 0.50% · 4.625%
HK$209,105
+HK$10,470/mo
Deposit HK$15.92M · loan HK$37.14M · min. income ≈ HK$397,270/mo (50% DSR)
Upfront cash ≈ HK$18.17M (deposit + AVD stamp duty HK$2,255,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,797
−HK$13,658/mo
▼ 0.25% · 3.875%
HK$224,572
−HK$6,883/mo
Today · 4.125%
HK$231,455
baseline
▲ 0.50% · 4.625%
HK$245,538
+HK$14,083/mo
Deposit HK$5.31M · loan HK$47.76M · min. income ≈ HK$462,910/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$2,255,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,297
−HK$13,090/mo
▼ 0.25% · 3.875%
HK$248,795
−HK$6,592/mo
Today · 4.125%
HK$255,387
baseline
▲ 0.50% · 4.625%
HK$268,849
+HK$13,462/mo
Deposit HK$5.31M · loan HK$47.76M · min. income ≈ HK$510,774/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$2,255,196 · Scale 2, in force from 26 Feb 2026)