LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,006
−HK$7,588/mo
▼ 0.25% · 3.875%
HK$124,770
−HK$3,824/mo
Today · 4.125%
HK$128,594
baseline
▲ 0.50% · 4.625%
HK$136,419
+HK$7,825/mo
Deposit HK$26.53M · loan HK$26.53M · min. income ≈ HK$257,188/mo (50% DSR)
Upfront cash ≈ HK$28.79M (deposit + AVD stamp duty HK$2,255,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,618
−HK$7,273/mo
▼ 0.25% · 3.875%
HK$138,229
−HK$3,662/mo
Today · 4.125%
HK$141,891
baseline
▲ 0.50% · 4.625%
HK$149,370
+HK$7,479/mo
Deposit HK$26.53M · loan HK$26.53M · min. income ≈ HK$283,782/mo (50% DSR)
Upfront cash ≈ HK$28.79M (deposit + AVD stamp duty HK$2,255,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,207
−HK$9,106/mo
▼ 0.25% · 3.875%
HK$149,724
−HK$4,589/mo
Today · 4.125%
HK$154,313
baseline
▲ 0.50% · 4.625%
HK$163,703
+HK$9,390/mo
Deposit HK$21.23M · loan HK$31.84M · min. income ≈ HK$308,626/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$2,255,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,542
−HK$8,727/mo
▼ 0.25% · 3.875%
HK$165,874
−HK$4,395/mo
Today · 4.125%
HK$170,269
baseline
▲ 0.50% · 4.625%
HK$179,245
+HK$8,976/mo
Deposit HK$21.23M · loan HK$31.84M · min. income ≈ HK$340,538/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$2,255,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,409
−HK$10,623/mo
▼ 0.25% · 3.875%
HK$174,678
−HK$5,354/mo
Today · 4.125%
HK$180,032
baseline
▲ 0.50% · 4.625%
HK$190,987
+HK$10,955/mo
Deposit HK$15.92M · loan HK$37.15M · min. income ≈ HK$360,064/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$2,255,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,465
−HK$10,183/mo
▼ 0.25% · 3.875%
HK$193,520
−HK$5,128/mo
Today · 4.125%
HK$198,648
baseline
▲ 0.50% · 4.625%
HK$209,119
+HK$10,471/mo
Deposit HK$15.92M · loan HK$37.15M · min. income ≈ HK$397,296/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$2,255,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,811
−HK$13,659/mo
▼ 0.25% · 3.875%
HK$224,586
−HK$6,884/mo
Today · 4.125%
HK$231,470
baseline
▲ 0.50% · 4.625%
HK$245,554
+HK$14,084/mo
Deposit HK$5.31M · loan HK$47.76M · min. income ≈ HK$462,940/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$2,255,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,313
−HK$13,091/mo
▼ 0.25% · 3.875%
HK$248,811
−HK$6,593/mo
Today · 4.125%
HK$255,404
baseline
▲ 0.50% · 4.625%
HK$268,867
+HK$13,463/mo
Deposit HK$5.31M · loan HK$47.76M · min. income ≈ HK$510,808/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$2,255,345 · Scale 2, in force from 26 Feb 2026)