LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,102
−HK$759/mo
▼ 0.25% · 3.875%
HK$12,478
−HK$383/mo
Today · 4.125%
HK$12,861
baseline
▲ 0.50% · 4.625%
HK$13,643
+HK$782/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$25,722/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,463
−HK$727/mo
▼ 0.25% · 3.875%
HK$13,824
−HK$366/mo
Today · 4.125%
HK$14,190
baseline
▲ 0.50% · 4.625%
HK$14,938
+HK$748/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$28,380/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,522
−HK$911/mo
▼ 0.25% · 3.875%
HK$14,974
−HK$459/mo
Today · 4.125%
HK$15,433
baseline
▲ 0.50% · 4.625%
HK$16,372
+HK$939/mo
Deposit HK$2.12M · loan HK$3.18M · min. income ≈ HK$30,866/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,156
−HK$873/mo
▼ 0.25% · 3.875%
HK$16,589
−HK$440/mo
Today · 4.125%
HK$17,029
baseline
▲ 0.50% · 4.625%
HK$17,926
+HK$897/mo
Deposit HK$2.12M · loan HK$3.18M · min. income ≈ HK$34,058/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,942
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$17,469
−HK$536/mo
Today · 4.125%
HK$18,005
baseline
▲ 0.50% · 4.625%
HK$19,100
+HK$1,095/mo
Deposit HK$1.59M · loan HK$3.72M · min. income ≈ HK$36,010/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,848
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$19,354
−HK$513/mo
Today · 4.125%
HK$19,867
baseline
▲ 0.50% · 4.625%
HK$20,914
+HK$1,047/mo
Deposit HK$1.59M · loan HK$3.72M · min. income ≈ HK$39,734/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,783
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,461
−HK$688/mo
Today · 4.125%
HK$23,149
baseline
▲ 0.50% · 4.625%
HK$24,558
+HK$1,409/mo
Deposit HK$531K · loan HK$4.78M · min. income ≈ HK$46,298/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$119,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,234
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,883
−HK$660/mo
Today · 4.125%
HK$25,543
baseline
▲ 0.50% · 4.625%
HK$26,889
+HK$1,346/mo
Deposit HK$531K · loan HK$4.78M · min. income ≈ HK$51,086/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$119,412 · Scale 2, in force from 26 Feb 2026)