LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,021
−HK$7,589/mo
▼ 0.25% · 3.875%
HK$124,785
−HK$3,825/mo
Today · 4.125%
HK$128,610
baseline
▲ 0.50% · 4.625%
HK$136,436
+HK$7,826/mo
Deposit HK$26.54M · loan HK$26.54M · min. income ≈ HK$257,220/mo (50% DSR)
Upfront cash ≈ HK$28.79M (deposit + AVD stamp duty HK$2,255,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,634
−HK$7,274/mo
▼ 0.25% · 3.875%
HK$138,245
−HK$3,663/mo
Today · 4.125%
HK$141,908
baseline
▲ 0.50% · 4.625%
HK$149,389
+HK$7,481/mo
Deposit HK$26.54M · loan HK$26.54M · min. income ≈ HK$283,816/mo (50% DSR)
Upfront cash ≈ HK$28.79M (deposit + AVD stamp duty HK$2,255,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,225
−HK$9,107/mo
▼ 0.25% · 3.875%
HK$149,742
−HK$4,590/mo
Today · 4.125%
HK$154,332
baseline
▲ 0.50% · 4.625%
HK$163,723
+HK$9,391/mo
Deposit HK$21.23M · loan HK$31.84M · min. income ≈ HK$308,664/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$2,255,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,561
−HK$8,729/mo
▼ 0.25% · 3.875%
HK$165,894
−HK$4,396/mo
Today · 4.125%
HK$170,290
baseline
▲ 0.50% · 4.625%
HK$179,266
+HK$8,976/mo
Deposit HK$21.23M · loan HK$31.84M · min. income ≈ HK$340,580/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$2,255,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,429
−HK$10,625/mo
▼ 0.25% · 3.875%
HK$174,699
−HK$5,355/mo
Today · 4.125%
HK$180,054
baseline
▲ 0.50% · 4.625%
HK$191,010
+HK$10,956/mo
Deposit HK$15.92M · loan HK$37.15M · min. income ≈ HK$360,108/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$2,255,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,488
−HK$10,184/mo
▼ 0.25% · 3.875%
HK$193,543
−HK$5,129/mo
Today · 4.125%
HK$198,672
baseline
▲ 0.50% · 4.625%
HK$209,144
+HK$10,472/mo
Deposit HK$15.92M · loan HK$37.15M · min. income ≈ HK$397,344/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$2,255,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,837
−HK$13,661/mo
▼ 0.25% · 3.875%
HK$224,613
−HK$6,885/mo
Today · 4.125%
HK$231,498
baseline
▲ 0.50% · 4.625%
HK$245,584
+HK$14,086/mo
Deposit HK$5.31M · loan HK$47.77M · min. income ≈ HK$462,996/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$2,255,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,342
−HK$13,093/mo
▼ 0.25% · 3.875%
HK$248,842
−HK$6,593/mo
Today · 4.125%
HK$255,435
baseline
▲ 0.50% · 4.625%
HK$268,899
+HK$13,464/mo
Deposit HK$5.31M · loan HK$47.77M · min. income ≈ HK$510,870/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$2,255,617 · Scale 2, in force from 26 Feb 2026)