LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,022
−HK$7,589/mo
▼ 0.25% · 3.875%
HK$124,787
−HK$3,824/mo
Today · 4.125%
HK$128,611
baseline
▲ 0.50% · 4.625%
HK$136,437
+HK$7,826/mo
Deposit HK$26.54M · loan HK$26.54M · min. income ≈ HK$257,222/mo (50% DSR)
Upfront cash ≈ HK$28.79M (deposit + AVD stamp duty HK$2,255,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,636
−HK$7,274/mo
▼ 0.25% · 3.875%
HK$138,247
−HK$3,663/mo
Today · 4.125%
HK$141,910
baseline
▲ 0.50% · 4.625%
HK$149,390
+HK$7,480/mo
Deposit HK$26.54M · loan HK$26.54M · min. income ≈ HK$283,820/mo (50% DSR)
Upfront cash ≈ HK$28.79M (deposit + AVD stamp duty HK$2,255,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,227
−HK$9,107/mo
▼ 0.25% · 3.875%
HK$149,744
−HK$4,590/mo
Today · 4.125%
HK$154,334
baseline
▲ 0.50% · 4.625%
HK$163,725
+HK$9,391/mo
Deposit HK$21.23M · loan HK$31.84M · min. income ≈ HK$308,668/mo (50% DSR)
Upfront cash ≈ HK$23.49M (deposit + AVD stamp duty HK$2,255,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,563
−HK$8,729/mo
▼ 0.25% · 3.875%
HK$165,896
−HK$4,396/mo
Today · 4.125%
HK$170,292
baseline
▲ 0.50% · 4.625%
HK$179,268
+HK$8,976/mo
Deposit HK$21.23M · loan HK$31.84M · min. income ≈ HK$340,584/mo (50% DSR)
Upfront cash ≈ HK$23.49M (deposit + AVD stamp duty HK$2,255,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,431
−HK$10,625/mo
▼ 0.25% · 3.875%
HK$174,701
−HK$5,355/mo
Today · 4.125%
HK$180,056
baseline
▲ 0.50% · 4.625%
HK$191,012
+HK$10,956/mo
Deposit HK$15.92M · loan HK$37.15M · min. income ≈ HK$360,112/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$2,255,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,491
−HK$10,183/mo
▼ 0.25% · 3.875%
HK$193,546
−HK$5,128/mo
Today · 4.125%
HK$198,674
baseline
▲ 0.50% · 4.625%
HK$209,146
+HK$10,472/mo
Deposit HK$15.92M · loan HK$37.15M · min. income ≈ HK$397,348/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$2,255,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,840
−HK$13,661/mo
▼ 0.25% · 3.875%
HK$224,616
−HK$6,885/mo
Today · 4.125%
HK$231,501
baseline
▲ 0.50% · 4.625%
HK$245,587
+HK$14,086/mo
Deposit HK$5.31M · loan HK$47.77M · min. income ≈ HK$463,002/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$2,255,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,345
−HK$13,093/mo
▼ 0.25% · 3.875%
HK$248,845
−HK$6,593/mo
Today · 4.125%
HK$255,438
baseline
▲ 0.50% · 4.625%
HK$268,903
+HK$13,465/mo
Deposit HK$5.31M · loan HK$47.77M · min. income ≈ HK$510,876/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$2,255,645 · Scale 2, in force from 26 Feb 2026)