LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,055
−HK$7,591/mo
▼ 0.25% · 3.875%
HK$124,820
−HK$3,826/mo
Today · 4.125%
HK$128,646
baseline
▲ 0.50% · 4.625%
HK$136,473
+HK$7,827/mo
Deposit HK$26.54M · loan HK$26.54M · min. income ≈ HK$257,292/mo (50% DSR)
Upfront cash ≈ HK$28.80M (deposit + AVD stamp duty HK$2,256,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,672
−HK$7,276/mo
▼ 0.25% · 3.875%
HK$138,284
−HK$3,664/mo
Today · 4.125%
HK$141,948
baseline
▲ 0.50% · 4.625%
HK$149,430
+HK$7,482/mo
Deposit HK$26.54M · loan HK$26.54M · min. income ≈ HK$283,896/mo (50% DSR)
Upfront cash ≈ HK$28.80M (deposit + AVD stamp duty HK$2,256,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,265
−HK$9,110/mo
▼ 0.25% · 3.875%
HK$149,784
−HK$4,591/mo
Today · 4.125%
HK$154,375
baseline
▲ 0.50% · 4.625%
HK$163,768
+HK$9,393/mo
Deposit HK$21.24M · loan HK$31.85M · min. income ≈ HK$308,750/mo (50% DSR)
Upfront cash ≈ HK$23.49M (deposit + AVD stamp duty HK$2,256,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,606
−HK$8,731/mo
▼ 0.25% · 3.875%
HK$165,941
−HK$4,396/mo
Today · 4.125%
HK$170,337
baseline
▲ 0.50% · 4.625%
HK$179,316
+HK$8,979/mo
Deposit HK$21.24M · loan HK$31.85M · min. income ≈ HK$340,674/mo (50% DSR)
Upfront cash ≈ HK$23.49M (deposit + AVD stamp duty HK$2,256,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,476
−HK$10,628/mo
▼ 0.25% · 3.875%
HK$174,748
−HK$5,356/mo
Today · 4.125%
HK$180,104
baseline
▲ 0.50% · 4.625%
HK$191,063
+HK$10,959/mo
Deposit HK$15.93M · loan HK$37.16M · min. income ≈ HK$360,208/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$2,256,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,541
−HK$10,186/mo
▼ 0.25% · 3.875%
HK$193,597
−HK$5,130/mo
Today · 4.125%
HK$198,727
baseline
▲ 0.50% · 4.625%
HK$209,202
+HK$10,475/mo
Deposit HK$15.93M · loan HK$37.16M · min. income ≈ HK$397,454/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$2,256,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,898
−HK$13,664/mo
▼ 0.25% · 3.875%
HK$224,676
−HK$6,886/mo
Today · 4.125%
HK$231,562
baseline
▲ 0.50% · 4.625%
HK$245,652
+HK$14,090/mo
Deposit HK$5.31M · loan HK$47.78M · min. income ≈ HK$463,124/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,256,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,409
−HK$13,097/mo
▼ 0.25% · 3.875%
HK$248,911
−HK$6,595/mo
Today · 4.125%
HK$255,506
baseline
▲ 0.50% · 4.625%
HK$268,974
+HK$13,468/mo
Deposit HK$5.31M · loan HK$47.78M · min. income ≈ HK$511,012/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,256,245 · Scale 2, in force from 26 Feb 2026)