LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,106
−HK$759/mo
▼ 0.25% · 3.875%
HK$12,482
−HK$383/mo
Today · 4.125%
HK$12,865
baseline
▲ 0.50% · 4.625%
HK$13,648
+HK$783/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$25,730/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,468
−HK$727/mo
▼ 0.25% · 3.875%
HK$13,829
−HK$366/mo
Today · 4.125%
HK$14,195
baseline
▲ 0.50% · 4.625%
HK$14,944
+HK$749/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$28,390/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,527
−HK$911/mo
▼ 0.25% · 3.875%
HK$14,979
−HK$459/mo
Today · 4.125%
HK$15,438
baseline
▲ 0.50% · 4.625%
HK$16,377
+HK$939/mo
Deposit HK$2.12M · loan HK$3.19M · min. income ≈ HK$30,876/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,161
−HK$873/mo
▼ 0.25% · 3.875%
HK$16,595
−HK$439/mo
Today · 4.125%
HK$17,034
baseline
▲ 0.50% · 4.625%
HK$17,932
+HK$898/mo
Deposit HK$2.12M · loan HK$3.19M · min. income ≈ HK$34,068/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,948
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$17,475
−HK$536/mo
Today · 4.125%
HK$18,011
baseline
▲ 0.50% · 4.625%
HK$19,107
+HK$1,096/mo
Deposit HK$1.59M · loan HK$3.72M · min. income ≈ HK$36,022/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,855
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$19,360
−HK$513/mo
Today · 4.125%
HK$19,873
baseline
▲ 0.50% · 4.625%
HK$20,921
+HK$1,048/mo
Deposit HK$1.59M · loan HK$3.72M · min. income ≈ HK$39,746/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,791
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,468
−HK$689/mo
Today · 4.125%
HK$23,157
baseline
▲ 0.50% · 4.625%
HK$24,566
+HK$1,409/mo
Deposit HK$531K · loan HK$4.78M · min. income ≈ HK$46,314/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$119,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,242
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,892
−HK$659/mo
Today · 4.125%
HK$25,551
baseline
▲ 0.50% · 4.625%
HK$26,898
+HK$1,347/mo
Deposit HK$531K · loan HK$4.78M · min. income ≈ HK$51,102/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$119,453 · Scale 2, in force from 26 Feb 2026)