LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,065
−HK$7,592/mo
▼ 0.25% · 3.875%
HK$124,831
−HK$3,826/mo
Today · 4.125%
HK$128,657
baseline
▲ 0.50% · 4.625%
HK$136,486
+HK$7,829/mo
Deposit HK$26.55M · loan HK$26.55M · min. income ≈ HK$257,314/mo (50% DSR)
Upfront cash ≈ HK$28.80M (deposit + AVD stamp duty HK$2,256,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,684
−HK$7,277/mo
▼ 0.25% · 3.875%
HK$138,296
−HK$3,665/mo
Today · 4.125%
HK$141,961
baseline
▲ 0.50% · 4.625%
HK$149,444
+HK$7,483/mo
Deposit HK$26.55M · loan HK$26.55M · min. income ≈ HK$283,922/mo (50% DSR)
Upfront cash ≈ HK$28.80M (deposit + AVD stamp duty HK$2,256,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,278
−HK$9,111/mo
▼ 0.25% · 3.875%
HK$149,797
−HK$4,592/mo
Today · 4.125%
HK$154,389
baseline
▲ 0.50% · 4.625%
HK$163,783
+HK$9,394/mo
Deposit HK$21.24M · loan HK$31.86M · min. income ≈ HK$308,778/mo (50% DSR)
Upfront cash ≈ HK$23.49M (deposit + AVD stamp duty HK$2,256,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,621
−HK$8,732/mo
▼ 0.25% · 3.875%
HK$165,955
−HK$4,398/mo
Today · 4.125%
HK$170,353
baseline
▲ 0.50% · 4.625%
HK$179,332
+HK$8,979/mo
Deposit HK$21.24M · loan HK$31.86M · min. income ≈ HK$340,706/mo (50% DSR)
Upfront cash ≈ HK$23.49M (deposit + AVD stamp duty HK$2,256,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,492
−HK$10,628/mo
▼ 0.25% · 3.875%
HK$174,764
−HK$5,356/mo
Today · 4.125%
HK$180,120
baseline
▲ 0.50% · 4.625%
HK$191,080
+HK$10,960/mo
Deposit HK$15.93M · loan HK$37.17M · min. income ≈ HK$360,240/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$2,256,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,558
−HK$10,187/mo
▼ 0.25% · 3.875%
HK$193,615
−HK$5,130/mo
Today · 4.125%
HK$198,745
baseline
▲ 0.50% · 4.625%
HK$209,221
+HK$10,476/mo
Deposit HK$15.93M · loan HK$37.17M · min. income ≈ HK$397,490/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$2,256,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,918
−HK$13,665/mo
▼ 0.25% · 3.875%
HK$224,696
−HK$6,887/mo
Today · 4.125%
HK$231,583
baseline
▲ 0.50% · 4.625%
HK$245,674
+HK$14,091/mo
Deposit HK$5.31M · loan HK$47.78M · min. income ≈ HK$463,166/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,256,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,431
−HK$13,098/mo
▼ 0.25% · 3.875%
HK$248,933
−HK$6,596/mo
Today · 4.125%
HK$255,529
baseline
▲ 0.50% · 4.625%
HK$268,998
+HK$13,469/mo
Deposit HK$5.31M · loan HK$47.78M · min. income ≈ HK$511,058/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,256,448 · Scale 2, in force from 26 Feb 2026)