LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,067
−HK$7,592/mo
▼ 0.25% · 3.875%
HK$124,833
−HK$3,826/mo
Today · 4.125%
HK$128,659
baseline
▲ 0.50% · 4.625%
HK$136,487
+HK$7,828/mo
Deposit HK$26.55M · loan HK$26.55M · min. income ≈ HK$257,318/mo (50% DSR)
Upfront cash ≈ HK$28.80M (deposit + AVD stamp duty HK$2,256,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,686
−HK$7,276/mo
▼ 0.25% · 3.875%
HK$138,298
−HK$3,664/mo
Today · 4.125%
HK$141,962
baseline
▲ 0.50% · 4.625%
HK$149,445
+HK$7,483/mo
Deposit HK$26.55M · loan HK$26.55M · min. income ≈ HK$283,924/mo (50% DSR)
Upfront cash ≈ HK$28.80M (deposit + AVD stamp duty HK$2,256,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,280
−HK$9,111/mo
▼ 0.25% · 3.875%
HK$149,799
−HK$4,592/mo
Today · 4.125%
HK$154,391
baseline
▲ 0.50% · 4.625%
HK$163,785
+HK$9,394/mo
Deposit HK$21.24M · loan HK$31.86M · min. income ≈ HK$308,782/mo (50% DSR)
Upfront cash ≈ HK$23.49M (deposit + AVD stamp duty HK$2,256,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,623
−HK$8,732/mo
▼ 0.25% · 3.875%
HK$165,957
−HK$4,398/mo
Today · 4.125%
HK$170,355
baseline
▲ 0.50% · 4.625%
HK$179,334
+HK$8,979/mo
Deposit HK$21.24M · loan HK$31.86M · min. income ≈ HK$340,710/mo (50% DSR)
Upfront cash ≈ HK$23.49M (deposit + AVD stamp duty HK$2,256,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,494
−HK$10,628/mo
▼ 0.25% · 3.875%
HK$174,766
−HK$5,356/mo
Today · 4.125%
HK$180,122
baseline
▲ 0.50% · 4.625%
HK$191,082
+HK$10,960/mo
Deposit HK$15.93M · loan HK$37.17M · min. income ≈ HK$360,244/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$2,256,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,560
−HK$10,187/mo
▼ 0.25% · 3.875%
HK$193,617
−HK$5,130/mo
Today · 4.125%
HK$198,747
baseline
▲ 0.50% · 4.625%
HK$209,223
+HK$10,476/mo
Deposit HK$15.93M · loan HK$37.17M · min. income ≈ HK$397,494/mo (50% DSR)
Upfront cash ≈ HK$18.18M (deposit + AVD stamp duty HK$2,256,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,920
−HK$13,666/mo
▼ 0.25% · 3.875%
HK$224,699
−HK$6,887/mo
Today · 4.125%
HK$231,586
baseline
▲ 0.50% · 4.625%
HK$245,677
+HK$14,091/mo
Deposit HK$5.31M · loan HK$47.78M · min. income ≈ HK$463,172/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,256,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,434
−HK$13,098/mo
▼ 0.25% · 3.875%
HK$248,936
−HK$6,596/mo
Today · 4.125%
HK$255,532
baseline
▲ 0.50% · 4.625%
HK$269,002
+HK$13,470/mo
Deposit HK$5.31M · loan HK$47.78M · min. income ≈ HK$511,064/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,256,475 · Scale 2, in force from 26 Feb 2026)