LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,108
−HK$759/mo
▼ 0.25% · 3.875%
HK$12,484
−HK$383/mo
Today · 4.125%
HK$12,867
baseline
▲ 0.50% · 4.625%
HK$13,650
+HK$783/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$25,734/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,470
−HK$727/mo
▼ 0.25% · 3.875%
HK$13,831
−HK$366/mo
Today · 4.125%
HK$14,197
baseline
▲ 0.50% · 4.625%
HK$14,946
+HK$749/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$28,394/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,529
−HK$911/mo
▼ 0.25% · 3.875%
HK$14,981
−HK$459/mo
Today · 4.125%
HK$15,440
baseline
▲ 0.50% · 4.625%
HK$16,380
+HK$940/mo
Deposit HK$2.12M · loan HK$3.19M · min. income ≈ HK$30,880/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,164
−HK$873/mo
▼ 0.25% · 3.875%
HK$16,597
−HK$440/mo
Today · 4.125%
HK$17,037
baseline
▲ 0.50% · 4.625%
HK$17,935
+HK$898/mo
Deposit HK$2.12M · loan HK$3.19M · min. income ≈ HK$34,074/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,951
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$17,478
−HK$536/mo
Today · 4.125%
HK$18,014
baseline
▲ 0.50% · 4.625%
HK$19,110
+HK$1,096/mo
Deposit HK$1.59M · loan HK$3.72M · min. income ≈ HK$36,028/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,858
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$19,363
−HK$513/mo
Today · 4.125%
HK$19,876
baseline
▲ 0.50% · 4.625%
HK$20,924
+HK$1,048/mo
Deposit HK$1.59M · loan HK$3.72M · min. income ≈ HK$39,752/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,794
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,472
−HK$688/mo
Today · 4.125%
HK$23,160
baseline
▲ 0.50% · 4.625%
HK$24,570
+HK$1,410/mo
Deposit HK$531K · loan HK$4.78M · min. income ≈ HK$46,320/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$119,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,245
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,896
−HK$659/mo
Today · 4.125%
HK$25,555
baseline
▲ 0.50% · 4.625%
HK$26,902
+HK$1,347/mo
Deposit HK$531K · loan HK$4.78M · min. income ≈ HK$51,110/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$119,471 · Scale 2, in force from 26 Feb 2026)