LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,091
−HK$7,593/mo
▼ 0.25% · 3.875%
HK$124,858
−HK$3,826/mo
Today · 4.125%
HK$128,684
baseline
▲ 0.50% · 4.625%
HK$136,515
+HK$7,831/mo
Deposit HK$26.55M · loan HK$26.55M · min. income ≈ HK$257,368/mo (50% DSR)
Upfront cash ≈ HK$28.81M (deposit + AVD stamp duty HK$2,256,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,713
−HK$7,278/mo
▼ 0.25% · 3.875%
HK$138,325
−HK$3,666/mo
Today · 4.125%
HK$141,991
baseline
▲ 0.50% · 4.625%
HK$149,475
+HK$7,484/mo
Deposit HK$26.55M · loan HK$26.55M · min. income ≈ HK$283,982/mo (50% DSR)
Upfront cash ≈ HK$28.81M (deposit + AVD stamp duty HK$2,256,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,309
−HK$9,112/mo
▼ 0.25% · 3.875%
HK$149,829
−HK$4,592/mo
Today · 4.125%
HK$154,421
baseline
▲ 0.50% · 4.625%
HK$163,818
+HK$9,397/mo
Deposit HK$21.24M · loan HK$31.86M · min. income ≈ HK$308,842/mo (50% DSR)
Upfront cash ≈ HK$23.50M (deposit + AVD stamp duty HK$2,256,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,655
−HK$8,734/mo
▼ 0.25% · 3.875%
HK$165,991
−HK$4,398/mo
Today · 4.125%
HK$170,389
baseline
▲ 0.50% · 4.625%
HK$179,370
+HK$8,981/mo
Deposit HK$21.24M · loan HK$31.86M · min. income ≈ HK$340,778/mo (50% DSR)
Upfront cash ≈ HK$23.50M (deposit + AVD stamp duty HK$2,256,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,527
−HK$10,631/mo
▼ 0.25% · 3.875%
HK$174,801
−HK$5,357/mo
Today · 4.125%
HK$180,158
baseline
▲ 0.50% · 4.625%
HK$191,120
+HK$10,962/mo
Deposit HK$15.93M · loan HK$37.17M · min. income ≈ HK$360,316/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$2,256,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,598
−HK$10,189/mo
▼ 0.25% · 3.875%
HK$193,656
−HK$5,131/mo
Today · 4.125%
HK$198,787
baseline
▲ 0.50% · 4.625%
HK$209,265
+HK$10,478/mo
Deposit HK$15.93M · loan HK$37.17M · min. income ≈ HK$397,574/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$2,256,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,964
−HK$13,668/mo
▼ 0.25% · 3.875%
HK$224,744
−HK$6,888/mo
Today · 4.125%
HK$231,632
baseline
▲ 0.50% · 4.625%
HK$245,726
+HK$14,094/mo
Deposit HK$5.31M · loan HK$47.79M · min. income ≈ HK$463,264/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,256,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,483
−HK$13,100/mo
▼ 0.25% · 3.875%
HK$248,986
−HK$6,597/mo
Today · 4.125%
HK$255,583
baseline
▲ 0.50% · 4.625%
HK$269,055
+HK$13,472/mo
Deposit HK$5.31M · loan HK$47.79M · min. income ≈ HK$511,166/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,256,926 · Scale 2, in force from 26 Feb 2026)