LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,110
−HK$759/mo
▼ 0.25% · 3.875%
HK$12,486
−HK$383/mo
Today · 4.125%
HK$12,869
baseline
▲ 0.50% · 4.625%
HK$13,652
+HK$783/mo
Deposit HK$2.66M · loan HK$2.66M · min. income ≈ HK$25,738/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,472
−HK$728/mo
▼ 0.25% · 3.875%
HK$13,833
−HK$367/mo
Today · 4.125%
HK$14,200
baseline
▲ 0.50% · 4.625%
HK$14,948
+HK$748/mo
Deposit HK$2.66M · loan HK$2.66M · min. income ≈ HK$28,400/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,531
−HK$912/mo
▼ 0.25% · 3.875%
HK$14,983
−HK$460/mo
Today · 4.125%
HK$15,443
baseline
▲ 0.50% · 4.625%
HK$16,382
+HK$939/mo
Deposit HK$2.12M · loan HK$3.19M · min. income ≈ HK$30,886/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,166
−HK$873/mo
▼ 0.25% · 3.875%
HK$16,600
−HK$439/mo
Today · 4.125%
HK$17,039
baseline
▲ 0.50% · 4.625%
HK$17,938
+HK$899/mo
Deposit HK$2.12M · loan HK$3.19M · min. income ≈ HK$34,078/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,953
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$17,481
−HK$535/mo
Today · 4.125%
HK$18,016
baseline
▲ 0.50% · 4.625%
HK$19,113
+HK$1,097/mo
Deposit HK$1.59M · loan HK$3.72M · min. income ≈ HK$36,032/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,860
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$19,366
−HK$513/mo
Today · 4.125%
HK$19,879
baseline
▲ 0.50% · 4.625%
HK$20,927
+HK$1,048/mo
Deposit HK$1.59M · loan HK$3.72M · min. income ≈ HK$39,758/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,797
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,475
−HK$689/mo
Today · 4.125%
HK$23,164
baseline
▲ 0.50% · 4.625%
HK$24,573
+HK$1,409/mo
Deposit HK$531K · loan HK$4.78M · min. income ≈ HK$46,328/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$119,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,249
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,899
−HK$660/mo
Today · 4.125%
HK$25,559
baseline
▲ 0.50% · 4.625%
HK$26,906
+HK$1,347/mo
Deposit HK$531K · loan HK$4.78M · min. income ≈ HK$51,118/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$119,489 · Scale 2, in force from 26 Feb 2026)