LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,106
−HK$7,594/mo
▼ 0.25% · 3.875%
HK$124,873
−HK$3,827/mo
Today · 4.125%
HK$128,700
baseline
▲ 0.50% · 4.625%
HK$136,532
+HK$7,832/mo
Deposit HK$26.56M · loan HK$26.56M · min. income ≈ HK$257,400/mo (50% DSR)
Upfront cash ≈ HK$28.81M (deposit + AVD stamp duty HK$2,257,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,729
−HK$7,279/mo
▼ 0.25% · 3.875%
HK$138,343
−HK$3,665/mo
Today · 4.125%
HK$142,008
baseline
▲ 0.50% · 4.625%
HK$149,494
+HK$7,486/mo
Deposit HK$26.56M · loan HK$26.56M · min. income ≈ HK$284,016/mo (50% DSR)
Upfront cash ≈ HK$28.81M (deposit + AVD stamp duty HK$2,257,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,327
−HK$9,114/mo
▼ 0.25% · 3.875%
HK$149,848
−HK$4,593/mo
Today · 4.125%
HK$154,441
baseline
▲ 0.50% · 4.625%
HK$163,838
+HK$9,397/mo
Deposit HK$21.24M · loan HK$31.87M · min. income ≈ HK$308,882/mo (50% DSR)
Upfront cash ≈ HK$23.50M (deposit + AVD stamp duty HK$2,257,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,675
−HK$8,735/mo
▼ 0.25% · 3.875%
HK$166,011
−HK$4,399/mo
Today · 4.125%
HK$170,410
baseline
▲ 0.50% · 4.625%
HK$179,392
+HK$8,982/mo
Deposit HK$21.24M · loan HK$31.87M · min. income ≈ HK$340,820/mo (50% DSR)
Upfront cash ≈ HK$23.50M (deposit + AVD stamp duty HK$2,257,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,548
−HK$10,633/mo
▼ 0.25% · 3.875%
HK$174,822
−HK$5,359/mo
Today · 4.125%
HK$180,181
baseline
▲ 0.50% · 4.625%
HK$191,144
+HK$10,963/mo
Deposit HK$15.93M · loan HK$37.18M · min. income ≈ HK$360,362/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$2,257,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,621
−HK$10,191/mo
▼ 0.25% · 3.875%
HK$193,680
−HK$5,132/mo
Today · 4.125%
HK$198,812
baseline
▲ 0.50% · 4.625%
HK$209,291
+HK$10,479/mo
Deposit HK$15.93M · loan HK$37.18M · min. income ≈ HK$397,624/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$2,257,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,991
−HK$13,670/mo
▼ 0.25% · 3.875%
HK$224,772
−HK$6,889/mo
Today · 4.125%
HK$231,661
baseline
▲ 0.50% · 4.625%
HK$245,757
+HK$14,096/mo
Deposit HK$5.31M · loan HK$47.80M · min. income ≈ HK$463,322/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,257,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,513
−HK$13,102/mo
▼ 0.25% · 3.875%
HK$249,017
−HK$6,598/mo
Today · 4.125%
HK$255,615
baseline
▲ 0.50% · 4.625%
HK$269,089
+HK$13,474/mo
Deposit HK$5.31M · loan HK$47.80M · min. income ≈ HK$511,230/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,257,206 · Scale 2, in force from 26 Feb 2026)