LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,126
−HK$7,596/mo
▼ 0.25% · 3.875%
HK$124,894
−HK$3,828/mo
Today · 4.125%
HK$128,722
baseline
▲ 0.50% · 4.625%
HK$136,554
+HK$7,832/mo
Deposit HK$26.56M · loan HK$26.56M · min. income ≈ HK$257,444/mo (50% DSR)
Upfront cash ≈ HK$28.82M (deposit + AVD stamp duty HK$2,257,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,752
−HK$7,280/mo
▼ 0.25% · 3.875%
HK$138,366
−HK$3,666/mo
Today · 4.125%
HK$142,032
baseline
▲ 0.50% · 4.625%
HK$149,519
+HK$7,487/mo
Deposit HK$26.56M · loan HK$26.56M · min. income ≈ HK$284,064/mo (50% DSR)
Upfront cash ≈ HK$28.82M (deposit + AVD stamp duty HK$2,257,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,351
−HK$9,115/mo
▼ 0.25% · 3.875%
HK$149,873
−HK$4,593/mo
Today · 4.125%
HK$154,466
baseline
▲ 0.50% · 4.625%
HK$163,865
+HK$9,399/mo
Deposit HK$21.25M · loan HK$31.87M · min. income ≈ HK$308,932/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$2,257,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,702
−HK$8,736/mo
▼ 0.25% · 3.875%
HK$166,039
−HK$4,399/mo
Today · 4.125%
HK$170,438
baseline
▲ 0.50% · 4.625%
HK$179,422
+HK$8,984/mo
Deposit HK$21.25M · loan HK$31.87M · min. income ≈ HK$340,876/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$2,257,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,577
−HK$10,634/mo
▼ 0.25% · 3.875%
HK$174,851
−HK$5,360/mo
Today · 4.125%
HK$180,211
baseline
▲ 0.50% · 4.625%
HK$191,176
+HK$10,965/mo
Deposit HK$15.94M · loan HK$37.18M · min. income ≈ HK$360,422/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$2,257,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,652
−HK$10,193/mo
▼ 0.25% · 3.875%
HK$193,712
−HK$5,133/mo
Today · 4.125%
HK$198,845
baseline
▲ 0.50% · 4.625%
HK$209,326
+HK$10,481/mo
Deposit HK$15.94M · loan HK$37.18M · min. income ≈ HK$397,690/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$2,257,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,027
−HK$13,672/mo
▼ 0.25% · 3.875%
HK$224,809
−HK$6,890/mo
Today · 4.125%
HK$231,699
baseline
▲ 0.50% · 4.625%
HK$245,798
+HK$14,099/mo
Deposit HK$5.31M · loan HK$47.81M · min. income ≈ HK$463,398/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,257,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,553
−HK$13,104/mo
▼ 0.25% · 3.875%
HK$249,058
−HK$6,599/mo
Today · 4.125%
HK$255,657
baseline
▲ 0.50% · 4.625%
HK$269,133
+HK$13,476/mo
Deposit HK$5.31M · loan HK$47.81M · min. income ≈ HK$511,314/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,257,581 · Scale 2, in force from 26 Feb 2026)