LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,127
−HK$7,595/mo
▼ 0.25% · 3.875%
HK$124,894
−HK$3,828/mo
Today · 4.125%
HK$128,722
baseline
▲ 0.50% · 4.625%
HK$136,555
+HK$7,833/mo
Deposit HK$26.56M · loan HK$26.56M · min. income ≈ HK$257,444/mo (50% DSR)
Upfront cash ≈ HK$28.82M (deposit + AVD stamp duty HK$2,257,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,752
−HK$7,280/mo
▼ 0.25% · 3.875%
HK$138,366
−HK$3,666/mo
Today · 4.125%
HK$142,032
baseline
▲ 0.50% · 4.625%
HK$149,519
+HK$7,487/mo
Deposit HK$26.56M · loan HK$26.56M · min. income ≈ HK$284,064/mo (50% DSR)
Upfront cash ≈ HK$28.82M (deposit + AVD stamp duty HK$2,257,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,352
−HK$9,115/mo
▼ 0.25% · 3.875%
HK$149,873
−HK$4,594/mo
Today · 4.125%
HK$154,467
baseline
▲ 0.50% · 4.625%
HK$163,866
+HK$9,399/mo
Deposit HK$21.25M · loan HK$31.87M · min. income ≈ HK$308,934/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$2,257,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,703
−HK$8,736/mo
▼ 0.25% · 3.875%
HK$166,039
−HK$4,400/mo
Today · 4.125%
HK$170,439
baseline
▲ 0.50% · 4.625%
HK$179,423
+HK$8,984/mo
Deposit HK$21.25M · loan HK$31.87M · min. income ≈ HK$340,878/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$2,257,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,577
−HK$10,634/mo
▼ 0.25% · 3.875%
HK$174,852
−HK$5,359/mo
Today · 4.125%
HK$180,211
baseline
▲ 0.50% · 4.625%
HK$191,177
+HK$10,966/mo
Deposit HK$15.94M · loan HK$37.18M · min. income ≈ HK$360,422/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$2,257,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,653
−HK$10,192/mo
▼ 0.25% · 3.875%
HK$193,713
−HK$5,132/mo
Today · 4.125%
HK$198,845
baseline
▲ 0.50% · 4.625%
HK$209,327
+HK$10,482/mo
Deposit HK$15.94M · loan HK$37.18M · min. income ≈ HK$397,690/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$2,257,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,028
−HK$13,672/mo
▼ 0.25% · 3.875%
HK$224,810
−HK$6,890/mo
Today · 4.125%
HK$231,700
baseline
▲ 0.50% · 4.625%
HK$245,799
+HK$14,099/mo
Deposit HK$5.31M · loan HK$47.81M · min. income ≈ HK$463,400/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,257,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,554
−HK$13,104/mo
▼ 0.25% · 3.875%
HK$249,059
−HK$6,599/mo
Today · 4.125%
HK$255,658
baseline
▲ 0.50% · 4.625%
HK$269,134
+HK$13,476/mo
Deposit HK$5.31M · loan HK$47.81M · min. income ≈ HK$511,316/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,257,589 · Scale 2, in force from 26 Feb 2026)