LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,128
−HK$7,596/mo
▼ 0.25% · 3.875%
HK$124,896
−HK$3,828/mo
Today · 4.125%
HK$128,724
baseline
▲ 0.50% · 4.625%
HK$136,557
+HK$7,833/mo
Deposit HK$26.56M · loan HK$26.56M · min. income ≈ HK$257,448/mo (50% DSR)
Upfront cash ≈ HK$28.82M (deposit + AVD stamp duty HK$2,257,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,754
−HK$7,281/mo
▼ 0.25% · 3.875%
HK$138,368
−HK$3,667/mo
Today · 4.125%
HK$142,035
baseline
▲ 0.50% · 4.625%
HK$149,521
+HK$7,486/mo
Deposit HK$26.56M · loan HK$26.56M · min. income ≈ HK$284,070/mo (50% DSR)
Upfront cash ≈ HK$28.82M (deposit + AVD stamp duty HK$2,257,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,354
−HK$9,115/mo
▼ 0.25% · 3.875%
HK$149,876
−HK$4,593/mo
Today · 4.125%
HK$154,469
baseline
▲ 0.50% · 4.625%
HK$163,868
+HK$9,399/mo
Deposit HK$21.25M · loan HK$31.87M · min. income ≈ HK$308,938/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$2,257,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,705
−HK$8,736/mo
▼ 0.25% · 3.875%
HK$166,042
−HK$4,399/mo
Today · 4.125%
HK$170,441
baseline
▲ 0.50% · 4.625%
HK$179,426
+HK$8,985/mo
Deposit HK$21.25M · loan HK$31.87M · min. income ≈ HK$340,882/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$2,257,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,580
−HK$10,634/mo
▼ 0.25% · 3.875%
HK$174,855
−HK$5,359/mo
Today · 4.125%
HK$180,214
baseline
▲ 0.50% · 4.625%
HK$191,180
+HK$10,966/mo
Deposit HK$15.94M · loan HK$37.18M · min. income ≈ HK$360,428/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$2,257,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,656
−HK$10,192/mo
▼ 0.25% · 3.875%
HK$193,716
−HK$5,132/mo
Today · 4.125%
HK$198,848
baseline
▲ 0.50% · 4.625%
HK$209,330
+HK$10,482/mo
Deposit HK$15.94M · loan HK$37.18M · min. income ≈ HK$397,696/mo (50% DSR)
Upfront cash ≈ HK$18.19M (deposit + AVD stamp duty HK$2,257,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,031
−HK$13,673/mo
▼ 0.25% · 3.875%
HK$224,813
−HK$6,891/mo
Today · 4.125%
HK$231,704
baseline
▲ 0.50% · 4.625%
HK$245,802
+HK$14,098/mo
Deposit HK$5.31M · loan HK$47.81M · min. income ≈ HK$463,408/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,257,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,558
−HK$13,104/mo
▼ 0.25% · 3.875%
HK$249,063
−HK$6,599/mo
Today · 4.125%
HK$255,662
baseline
▲ 0.50% · 4.625%
HK$269,139
+HK$13,477/mo
Deposit HK$5.31M · loan HK$47.81M · min. income ≈ HK$511,324/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,257,624 · Scale 2, in force from 26 Feb 2026)