LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,114
−HK$760/mo
▼ 0.25% · 3.875%
HK$12,491
−HK$383/mo
Today · 4.125%
HK$12,874
baseline
▲ 0.50% · 4.625%
HK$13,657
+HK$783/mo
Deposit HK$2.66M · loan HK$2.66M · min. income ≈ HK$25,748/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$119,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,477
−HK$728/mo
▼ 0.25% · 3.875%
HK$13,838
−HK$367/mo
Today · 4.125%
HK$14,205
baseline
▲ 0.50% · 4.625%
HK$14,954
+HK$749/mo
Deposit HK$2.66M · loan HK$2.66M · min. income ≈ HK$28,410/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$119,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,537
−HK$911/mo
▼ 0.25% · 3.875%
HK$14,989
−HK$459/mo
Today · 4.125%
HK$15,448
baseline
▲ 0.50% · 4.625%
HK$16,388
+HK$940/mo
Deposit HK$2.13M · loan HK$3.19M · min. income ≈ HK$30,896/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,172
−HK$874/mo
▼ 0.25% · 3.875%
HK$16,606
−HK$440/mo
Today · 4.125%
HK$17,046
baseline
▲ 0.50% · 4.625%
HK$17,944
+HK$898/mo
Deposit HK$2.13M · loan HK$3.19M · min. income ≈ HK$34,092/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,960
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$17,487
−HK$536/mo
Today · 4.125%
HK$18,023
baseline
▲ 0.50% · 4.625%
HK$19,120
+HK$1,097/mo
Deposit HK$1.59M · loan HK$3.72M · min. income ≈ HK$36,046/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,867
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$19,373
−HK$514/mo
Today · 4.125%
HK$19,887
baseline
▲ 0.50% · 4.625%
HK$20,935
+HK$1,048/mo
Deposit HK$1.59M · loan HK$3.72M · min. income ≈ HK$39,774/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,805
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,484
−HK$689/mo
Today · 4.125%
HK$23,173
baseline
▲ 0.50% · 4.625%
HK$24,583
+HK$1,410/mo
Deposit HK$531K · loan HK$4.78M · min. income ≈ HK$46,346/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$119,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,258
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,909
−HK$660/mo
Today · 4.125%
HK$25,569
baseline
▲ 0.50% · 4.625%
HK$26,916
+HK$1,347/mo
Deposit HK$531K · loan HK$4.78M · min. income ≈ HK$51,138/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$119,533 · Scale 2, in force from 26 Feb 2026)