LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,150
−HK$7,597/mo
▼ 0.25% · 3.875%
HK$124,918
−HK$3,829/mo
Today · 4.125%
HK$128,747
baseline
▲ 0.50% · 4.625%
HK$136,581
+HK$7,834/mo
Deposit HK$26.56M · loan HK$26.56M · min. income ≈ HK$257,494/mo (50% DSR)
Upfront cash ≈ HK$28.82M (deposit + AVD stamp duty HK$2,258,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,778
−HK$7,282/mo
▼ 0.25% · 3.875%
HK$138,393
−HK$3,667/mo
Today · 4.125%
HK$142,060
baseline
▲ 0.50% · 4.625%
HK$149,548
+HK$7,488/mo
Deposit HK$26.56M · loan HK$26.56M · min. income ≈ HK$284,120/mo (50% DSR)
Upfront cash ≈ HK$28.82M (deposit + AVD stamp duty HK$2,258,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,380
−HK$9,116/mo
▼ 0.25% · 3.875%
HK$149,902
−HK$4,594/mo
Today · 4.125%
HK$154,496
baseline
▲ 0.50% · 4.625%
HK$163,897
+HK$9,401/mo
Deposit HK$21.25M · loan HK$31.88M · min. income ≈ HK$308,992/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$2,258,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,734
−HK$8,738/mo
▼ 0.25% · 3.875%
HK$166,071
−HK$4,401/mo
Today · 4.125%
HK$170,472
baseline
▲ 0.50% · 4.625%
HK$179,457
+HK$8,985/mo
Deposit HK$21.25M · loan HK$31.88M · min. income ≈ HK$340,944/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$2,258,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,610
−HK$10,636/mo
▼ 0.25% · 3.875%
HK$174,886
−HK$5,360/mo
Today · 4.125%
HK$180,246
baseline
▲ 0.50% · 4.625%
HK$191,213
+HK$10,967/mo
Deposit HK$15.94M · loan HK$37.19M · min. income ≈ HK$360,492/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$2,258,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,689
−HK$10,195/mo
▼ 0.25% · 3.875%
HK$193,750
−HK$5,134/mo
Today · 4.125%
HK$198,884
baseline
▲ 0.50% · 4.625%
HK$209,367
+HK$10,483/mo
Deposit HK$15.94M · loan HK$37.19M · min. income ≈ HK$397,768/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$2,258,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,070
−HK$13,675/mo
▼ 0.25% · 3.875%
HK$224,853
−HK$6,892/mo
Today · 4.125%
HK$231,745
baseline
▲ 0.50% · 4.625%
HK$245,846
+HK$14,101/mo
Deposit HK$5.31M · loan HK$47.82M · min. income ≈ HK$463,490/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,258,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,600
−HK$13,107/mo
▼ 0.25% · 3.875%
HK$249,107
−HK$6,600/mo
Today · 4.125%
HK$255,707
baseline
▲ 0.50% · 4.625%
HK$269,186
+HK$13,479/mo
Deposit HK$5.31M · loan HK$47.82M · min. income ≈ HK$511,414/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,258,023 · Scale 2, in force from 26 Feb 2026)