LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,151
−HK$7,597/mo
▼ 0.25% · 3.875%
HK$124,919
−HK$3,829/mo
Today · 4.125%
HK$128,748
baseline
▲ 0.50% · 4.625%
HK$136,582
+HK$7,834/mo
Deposit HK$26.57M · loan HK$26.57M · min. income ≈ HK$257,496/mo (50% DSR)
Upfront cash ≈ HK$28.82M (deposit + AVD stamp duty HK$2,258,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,779
−HK$7,282/mo
▼ 0.25% · 3.875%
HK$138,394
−HK$3,667/mo
Today · 4.125%
HK$142,061
baseline
▲ 0.50% · 4.625%
HK$149,549
+HK$7,488/mo
Deposit HK$26.57M · loan HK$26.57M · min. income ≈ HK$284,122/mo (50% DSR)
Upfront cash ≈ HK$28.82M (deposit + AVD stamp duty HK$2,258,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,381
−HK$9,117/mo
▼ 0.25% · 3.875%
HK$149,903
−HK$4,595/mo
Today · 4.125%
HK$154,498
baseline
▲ 0.50% · 4.625%
HK$163,898
+HK$9,400/mo
Deposit HK$21.25M · loan HK$31.88M · min. income ≈ HK$308,996/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$2,258,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,735
−HK$8,738/mo
▼ 0.25% · 3.875%
HK$166,072
−HK$4,401/mo
Today · 4.125%
HK$170,473
baseline
▲ 0.50% · 4.625%
HK$179,459
+HK$8,986/mo
Deposit HK$21.25M · loan HK$31.88M · min. income ≈ HK$340,946/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$2,258,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,611
−HK$10,636/mo
▼ 0.25% · 3.875%
HK$174,887
−HK$5,360/mo
Today · 4.125%
HK$180,247
baseline
▲ 0.50% · 4.625%
HK$191,215
+HK$10,968/mo
Deposit HK$15.94M · loan HK$37.19M · min. income ≈ HK$360,494/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$2,258,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,691
−HK$10,194/mo
▼ 0.25% · 3.875%
HK$193,751
−HK$5,134/mo
Today · 4.125%
HK$198,885
baseline
▲ 0.50% · 4.625%
HK$209,368
+HK$10,483/mo
Deposit HK$15.94M · loan HK$37.19M · min. income ≈ HK$397,770/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$2,258,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,071
−HK$13,675/mo
▼ 0.25% · 3.875%
HK$224,855
−HK$6,891/mo
Today · 4.125%
HK$231,746
baseline
▲ 0.50% · 4.625%
HK$245,848
+HK$14,102/mo
Deposit HK$5.31M · loan HK$47.82M · min. income ≈ HK$463,492/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,258,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,602
−HK$13,107/mo
▼ 0.25% · 3.875%
HK$249,109
−HK$6,600/mo
Today · 4.125%
HK$255,709
baseline
▲ 0.50% · 4.625%
HK$269,188
+HK$13,479/mo
Deposit HK$5.31M · loan HK$47.82M · min. income ≈ HK$511,418/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,258,039 · Scale 2, in force from 26 Feb 2026)