LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,155
−HK$7,598/mo
▼ 0.25% · 3.875%
HK$124,924
−HK$3,829/mo
Today · 4.125%
HK$128,753
baseline
▲ 0.50% · 4.625%
HK$136,587
+HK$7,834/mo
Deposit HK$26.57M · loan HK$26.57M · min. income ≈ HK$257,506/mo (50% DSR)
Upfront cash ≈ HK$28.82M (deposit + AVD stamp duty HK$2,258,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,784
−HK$7,282/mo
▼ 0.25% · 3.875%
HK$138,399
−HK$3,667/mo
Today · 4.125%
HK$142,066
baseline
▲ 0.50% · 4.625%
HK$149,554
+HK$7,488/mo
Deposit HK$26.57M · loan HK$26.57M · min. income ≈ HK$284,132/mo (50% DSR)
Upfront cash ≈ HK$28.82M (deposit + AVD stamp duty HK$2,258,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,386
−HK$9,117/mo
▼ 0.25% · 3.875%
HK$149,909
−HK$4,594/mo
Today · 4.125%
HK$154,503
baseline
▲ 0.50% · 4.625%
HK$163,904
+HK$9,401/mo
Deposit HK$21.25M · loan HK$31.88M · min. income ≈ HK$309,006/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$2,258,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,741
−HK$8,738/mo
▼ 0.25% · 3.875%
HK$166,079
−HK$4,400/mo
Today · 4.125%
HK$170,479
baseline
▲ 0.50% · 4.625%
HK$179,465
+HK$8,986/mo
Deposit HK$21.25M · loan HK$31.88M · min. income ≈ HK$340,958/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$2,258,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,617
−HK$10,637/mo
▼ 0.25% · 3.875%
HK$174,893
−HK$5,361/mo
Today · 4.125%
HK$180,254
baseline
▲ 0.50% · 4.625%
HK$191,222
+HK$10,968/mo
Deposit HK$15.94M · loan HK$37.19M · min. income ≈ HK$360,508/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$2,258,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,698
−HK$10,194/mo
▼ 0.25% · 3.875%
HK$193,758
−HK$5,134/mo
Today · 4.125%
HK$198,892
baseline
▲ 0.50% · 4.625%
HK$209,376
+HK$10,484/mo
Deposit HK$15.94M · loan HK$37.19M · min. income ≈ HK$397,784/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$2,258,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,079
−HK$13,676/mo
▼ 0.25% · 3.875%
HK$224,863
−HK$6,892/mo
Today · 4.125%
HK$231,755
baseline
▲ 0.50% · 4.625%
HK$245,857
+HK$14,102/mo
Deposit HK$5.31M · loan HK$47.82M · min. income ≈ HK$463,510/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,258,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,611
−HK$13,108/mo
▼ 0.25% · 3.875%
HK$249,118
−HK$6,601/mo
Today · 4.125%
HK$255,719
baseline
▲ 0.50% · 4.625%
HK$269,198
+HK$13,479/mo
Deposit HK$5.31M · loan HK$47.82M · min. income ≈ HK$511,438/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,258,122 · Scale 2, in force from 26 Feb 2026)