LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,116
−HK$760/mo
▼ 0.25% · 3.875%
HK$12,493
−HK$383/mo
Today · 4.125%
HK$12,876
baseline
▲ 0.50% · 4.625%
HK$13,660
+HK$784/mo
Deposit HK$2.66M · loan HK$2.66M · min. income ≈ HK$25,752/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$119,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,479
−HK$728/mo
▼ 0.25% · 3.875%
HK$13,841
−HK$366/mo
Today · 4.125%
HK$14,207
baseline
▲ 0.50% · 4.625%
HK$14,956
+HK$749/mo
Deposit HK$2.66M · loan HK$2.66M · min. income ≈ HK$28,414/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$119,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,540
−HK$911/mo
▼ 0.25% · 3.875%
HK$14,992
−HK$459/mo
Today · 4.125%
HK$15,451
baseline
▲ 0.50% · 4.625%
HK$16,391
+HK$940/mo
Deposit HK$2.13M · loan HK$3.19M · min. income ≈ HK$30,902/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,175
−HK$874/mo
▼ 0.25% · 3.875%
HK$16,609
−HK$440/mo
Today · 4.125%
HK$17,049
baseline
▲ 0.50% · 4.625%
HK$17,948
+HK$899/mo
Deposit HK$2.13M · loan HK$3.19M · min. income ≈ HK$34,098/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,963
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,490
−HK$537/mo
Today · 4.125%
HK$18,027
baseline
▲ 0.50% · 4.625%
HK$19,123
+HK$1,096/mo
Deposit HK$1.59M · loan HK$3.72M · min. income ≈ HK$36,054/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,871
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$19,377
−HK$513/mo
Today · 4.125%
HK$19,890
baseline
▲ 0.50% · 4.625%
HK$20,939
+HK$1,049/mo
Deposit HK$1.59M · loan HK$3.72M · min. income ≈ HK$39,780/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,809
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,488
−HK$689/mo
Today · 4.125%
HK$23,177
baseline
▲ 0.50% · 4.625%
HK$24,587
+HK$1,410/mo
Deposit HK$531K · loan HK$4.78M · min. income ≈ HK$46,354/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$119,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,263
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,913
−HK$660/mo
Today · 4.125%
HK$25,573
baseline
▲ 0.50% · 4.625%
HK$26,922
+HK$1,349/mo
Deposit HK$531K · loan HK$4.78M · min. income ≈ HK$51,146/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$119,556 · Scale 2, in force from 26 Feb 2026)