LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,163
−HK$7,598/mo
▼ 0.25% · 3.875%
HK$124,932
−HK$3,829/mo
Today · 4.125%
HK$128,761
baseline
▲ 0.50% · 4.625%
HK$136,596
+HK$7,835/mo
Deposit HK$26.57M · loan HK$26.57M · min. income ≈ HK$257,522/mo (50% DSR)
Upfront cash ≈ HK$28.83M (deposit + AVD stamp duty HK$2,258,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,793
−HK$7,282/mo
▼ 0.25% · 3.875%
HK$138,408
−HK$3,667/mo
Today · 4.125%
HK$142,075
baseline
▲ 0.50% · 4.625%
HK$149,564
+HK$7,489/mo
Deposit HK$26.57M · loan HK$26.57M · min. income ≈ HK$284,150/mo (50% DSR)
Upfront cash ≈ HK$28.83M (deposit + AVD stamp duty HK$2,258,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,396
−HK$9,118/mo
▼ 0.25% · 3.875%
HK$149,919
−HK$4,595/mo
Today · 4.125%
HK$154,514
baseline
▲ 0.50% · 4.625%
HK$163,915
+HK$9,401/mo
Deposit HK$21.25M · loan HK$31.88M · min. income ≈ HK$309,028/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$2,258,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,752
−HK$8,739/mo
▼ 0.25% · 3.875%
HK$166,090
−HK$4,401/mo
Today · 4.125%
HK$170,491
baseline
▲ 0.50% · 4.625%
HK$179,477
+HK$8,986/mo
Deposit HK$21.25M · loan HK$31.88M · min. income ≈ HK$340,982/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$2,258,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,629
−HK$10,637/mo
▼ 0.25% · 3.875%
HK$174,905
−HK$5,361/mo
Today · 4.125%
HK$180,266
baseline
▲ 0.50% · 4.625%
HK$191,235
+HK$10,969/mo
Deposit HK$15.94M · loan HK$37.20M · min. income ≈ HK$360,532/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$2,258,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,710
−HK$10,196/mo
▼ 0.25% · 3.875%
HK$193,771
−HK$5,135/mo
Today · 4.125%
HK$198,906
baseline
▲ 0.50% · 4.625%
HK$209,390
+HK$10,484/mo
Deposit HK$15.94M · loan HK$37.20M · min. income ≈ HK$397,812/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$2,258,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,094
−HK$13,676/mo
▼ 0.25% · 3.875%
HK$224,878
−HK$6,892/mo
Today · 4.125%
HK$231,770
baseline
▲ 0.50% · 4.625%
HK$245,873
+HK$14,103/mo
Deposit HK$5.31M · loan HK$47.82M · min. income ≈ HK$463,540/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,258,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,627
−HK$13,109/mo
▼ 0.25% · 3.875%
HK$249,135
−HK$6,601/mo
Today · 4.125%
HK$255,736
baseline
▲ 0.50% · 4.625%
HK$269,216
+HK$13,480/mo
Deposit HK$5.31M · loan HK$47.82M · min. income ≈ HK$511,472/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,258,274 · Scale 2, in force from 26 Feb 2026)