LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,119
−HK$760/mo
▼ 0.25% · 3.875%
HK$12,496
−HK$383/mo
Today · 4.125%
HK$12,879
baseline
▲ 0.50% · 4.625%
HK$13,662
+HK$783/mo
Deposit HK$2.66M · loan HK$2.66M · min. income ≈ HK$25,758/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$119,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,482
−HK$728/mo
▼ 0.25% · 3.875%
HK$13,844
−HK$366/mo
Today · 4.125%
HK$14,210
baseline
▲ 0.50% · 4.625%
HK$14,959
+HK$749/mo
Deposit HK$2.66M · loan HK$2.66M · min. income ≈ HK$28,420/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$119,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,543
−HK$911/mo
▼ 0.25% · 3.875%
HK$14,995
−HK$459/mo
Today · 4.125%
HK$15,454
baseline
▲ 0.50% · 4.625%
HK$16,395
+HK$941/mo
Deposit HK$2.13M · loan HK$3.19M · min. income ≈ HK$30,908/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,178
−HK$874/mo
▼ 0.25% · 3.875%
HK$16,612
−HK$440/mo
Today · 4.125%
HK$17,052
baseline
▲ 0.50% · 4.625%
HK$17,951
+HK$899/mo
Deposit HK$2.13M · loan HK$3.19M · min. income ≈ HK$34,104/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,966
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,494
−HK$536/mo
Today · 4.125%
HK$18,030
baseline
▲ 0.50% · 4.625%
HK$19,127
+HK$1,097/mo
Deposit HK$1.59M · loan HK$3.72M · min. income ≈ HK$36,060/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,875
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$19,381
−HK$514/mo
Today · 4.125%
HK$19,895
baseline
▲ 0.50% · 4.625%
HK$20,943
+HK$1,048/mo
Deposit HK$1.59M · loan HK$3.72M · min. income ≈ HK$39,790/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,814
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,492
−HK$690/mo
Today · 4.125%
HK$23,182
baseline
▲ 0.50% · 4.625%
HK$24,592
+HK$1,410/mo
Deposit HK$531K · loan HK$4.78M · min. income ≈ HK$46,364/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$119,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,268
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,918
−HK$661/mo
Today · 4.125%
HK$25,579
baseline
▲ 0.50% · 4.625%
HK$26,927
+HK$1,348/mo
Deposit HK$531K · loan HK$4.78M · min. income ≈ HK$51,158/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$119,580 · Scale 2, in force from 26 Feb 2026)