LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,202
−HK$7,601/mo
▼ 0.25% · 3.875%
HK$124,972
−HK$3,831/mo
Today · 4.125%
HK$128,803
baseline
▲ 0.50% · 4.625%
HK$136,640
+HK$7,837/mo
Deposit HK$26.58M · loan HK$26.58M · min. income ≈ HK$257,606/mo (50% DSR)
Upfront cash ≈ HK$28.84M (deposit + AVD stamp duty HK$2,258,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,836
−HK$7,285/mo
▼ 0.25% · 3.875%
HK$138,452
−HK$3,669/mo
Today · 4.125%
HK$142,121
baseline
▲ 0.50% · 4.625%
HK$149,612
+HK$7,491/mo
Deposit HK$26.58M · loan HK$26.58M · min. income ≈ HK$284,242/mo (50% DSR)
Upfront cash ≈ HK$28.84M (deposit + AVD stamp duty HK$2,258,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,443
−HK$9,120/mo
▼ 0.25% · 3.875%
HK$149,967
−HK$4,596/mo
Today · 4.125%
HK$154,563
baseline
▲ 0.50% · 4.625%
HK$163,968
+HK$9,405/mo
Deposit HK$21.26M · loan HK$31.89M · min. income ≈ HK$309,126/mo (50% DSR)
Upfront cash ≈ HK$23.52M (deposit + AVD stamp duty HK$2,258,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,803
−HK$8,742/mo
▼ 0.25% · 3.875%
HK$166,143
−HK$4,402/mo
Today · 4.125%
HK$170,545
baseline
▲ 0.50% · 4.625%
HK$179,535
+HK$8,990/mo
Deposit HK$21.26M · loan HK$31.89M · min. income ≈ HK$341,090/mo (50% DSR)
Upfront cash ≈ HK$23.52M (deposit + AVD stamp duty HK$2,258,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,683
−HK$10,641/mo
▼ 0.25% · 3.875%
HK$174,961
−HK$5,363/mo
Today · 4.125%
HK$180,324
baseline
▲ 0.50% · 4.625%
HK$191,296
+HK$10,972/mo
Deposit HK$15.95M · loan HK$37.21M · min. income ≈ HK$360,648/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$2,258,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,771
−HK$10,198/mo
▼ 0.25% · 3.875%
HK$193,833
−HK$5,136/mo
Today · 4.125%
HK$198,969
baseline
▲ 0.50% · 4.625%
HK$209,457
+HK$10,488/mo
Deposit HK$15.95M · loan HK$37.21M · min. income ≈ HK$397,938/mo (50% DSR)
Upfront cash ≈ HK$18.20M (deposit + AVD stamp duty HK$2,258,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,164
−HK$13,681/mo
▼ 0.25% · 3.875%
HK$224,950
−HK$6,895/mo
Today · 4.125%
HK$231,845
baseline
▲ 0.50% · 4.625%
HK$245,952
+HK$14,107/mo
Deposit HK$5.32M · loan HK$47.84M · min. income ≈ HK$463,690/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,258,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,705
−HK$13,113/mo
▼ 0.25% · 3.875%
HK$249,214
−HK$6,604/mo
Today · 4.125%
HK$255,818
baseline
▲ 0.50% · 4.625%
HK$269,302
+HK$13,484/mo
Deposit HK$5.32M · loan HK$47.84M · min. income ≈ HK$511,636/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$2,258,996 · Scale 2, in force from 26 Feb 2026)