LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,234
−HK$7,602/mo
▼ 0.25% · 3.875%
HK$125,005
−HK$3,831/mo
Today · 4.125%
HK$128,836
baseline
▲ 0.50% · 4.625%
HK$136,675
+HK$7,839/mo
Deposit HK$26.58M · loan HK$26.58M · min. income ≈ HK$257,672/mo (50% DSR)
Upfront cash ≈ HK$28.84M (deposit + AVD stamp duty HK$2,259,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,871
−HK$7,287/mo
▼ 0.25% · 3.875%
HK$138,488
−HK$3,670/mo
Today · 4.125%
HK$142,158
baseline
▲ 0.50% · 4.625%
HK$149,651
+HK$7,493/mo
Deposit HK$26.58M · loan HK$26.58M · min. income ≈ HK$284,316/mo (50% DSR)
Upfront cash ≈ HK$28.84M (deposit + AVD stamp duty HK$2,259,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,480
−HK$9,123/mo
▼ 0.25% · 3.875%
HK$150,006
−HK$4,597/mo
Today · 4.125%
HK$154,603
baseline
▲ 0.50% · 4.625%
HK$164,010
+HK$9,407/mo
Deposit HK$21.27M · loan HK$31.90M · min. income ≈ HK$309,206/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$2,259,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,845
−HK$8,744/mo
▼ 0.25% · 3.875%
HK$166,186
−HK$4,403/mo
Today · 4.125%
HK$170,589
baseline
▲ 0.50% · 4.625%
HK$179,581
+HK$8,992/mo
Deposit HK$21.27M · loan HK$31.90M · min. income ≈ HK$341,178/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$2,259,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,727
−HK$10,643/mo
▼ 0.25% · 3.875%
HK$175,006
−HK$5,364/mo
Today · 4.125%
HK$180,370
baseline
▲ 0.50% · 4.625%
HK$191,345
+HK$10,975/mo
Deposit HK$15.95M · loan HK$37.22M · min. income ≈ HK$360,740/mo (50% DSR)
Upfront cash ≈ HK$18.21M (deposit + AVD stamp duty HK$2,259,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,820
−HK$10,201/mo
▼ 0.25% · 3.875%
HK$193,884
−HK$5,137/mo
Today · 4.125%
HK$199,021
baseline
▲ 0.50% · 4.625%
HK$209,512
+HK$10,491/mo
Deposit HK$15.95M · loan HK$37.22M · min. income ≈ HK$398,042/mo (50% DSR)
Upfront cash ≈ HK$18.21M (deposit + AVD stamp duty HK$2,259,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,220
−HK$13,685/mo
▼ 0.25% · 3.875%
HK$225,008
−HK$6,897/mo
Today · 4.125%
HK$231,905
baseline
▲ 0.50% · 4.625%
HK$246,016
+HK$14,111/mo
Deposit HK$5.32M · loan HK$47.85M · min. income ≈ HK$463,810/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$2,259,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,768
−HK$13,116/mo
▼ 0.25% · 3.875%
HK$249,279
−HK$6,605/mo
Today · 4.125%
HK$255,884
baseline
▲ 0.50% · 4.625%
HK$269,372
+HK$13,488/mo
Deposit HK$5.32M · loan HK$47.85M · min. income ≈ HK$511,768/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$2,259,582 · Scale 2, in force from 26 Feb 2026)