LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,125
−HK$760/mo
▼ 0.25% · 3.875%
HK$12,502
−HK$383/mo
Today · 4.125%
HK$12,885
baseline
▲ 0.50% · 4.625%
HK$13,669
+HK$784/mo
Deposit HK$2.66M · loan HK$2.66M · min. income ≈ HK$25,770/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$119,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,488
−HK$729/mo
▼ 0.25% · 3.875%
HK$13,850
−HK$367/mo
Today · 4.125%
HK$14,217
baseline
▲ 0.50% · 4.625%
HK$14,967
+HK$750/mo
Deposit HK$2.66M · loan HK$2.66M · min. income ≈ HK$28,434/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$119,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,549
−HK$913/mo
▼ 0.25% · 3.875%
HK$15,002
−HK$460/mo
Today · 4.125%
HK$15,462
baseline
▲ 0.50% · 4.625%
HK$16,403
+HK$941/mo
Deposit HK$2.13M · loan HK$3.19M · min. income ≈ HK$30,924/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,186
−HK$875/mo
▼ 0.25% · 3.875%
HK$16,620
−HK$441/mo
Today · 4.125%
HK$17,061
baseline
▲ 0.50% · 4.625%
HK$17,960
+HK$899/mo
Deposit HK$2.13M · loan HK$3.19M · min. income ≈ HK$34,122/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,974
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$17,502
−HK$537/mo
Today · 4.125%
HK$18,039
baseline
▲ 0.50% · 4.625%
HK$19,136
+HK$1,097/mo
Deposit HK$1.60M · loan HK$3.72M · min. income ≈ HK$36,078/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,884
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$19,390
−HK$514/mo
Today · 4.125%
HK$19,904
baseline
▲ 0.50% · 4.625%
HK$20,953
+HK$1,049/mo
Deposit HK$1.60M · loan HK$3.72M · min. income ≈ HK$39,808/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,824
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,503
−HK$690/mo
Today · 4.125%
HK$23,193
baseline
▲ 0.50% · 4.625%
HK$24,604
+HK$1,411/mo
Deposit HK$532K · loan HK$4.79M · min. income ≈ HK$46,386/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$119,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,279
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,930
−HK$661/mo
Today · 4.125%
HK$25,591
baseline
▲ 0.50% · 4.625%
HK$26,940
+HK$1,349/mo
Deposit HK$532K · loan HK$4.79M · min. income ≈ HK$51,182/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$119,637 · Scale 2, in force from 26 Feb 2026)