LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,260
−HK$7,604/mo
▼ 0.25% · 3.875%
HK$125,032
−HK$3,832/mo
Today · 4.125%
HK$128,864
baseline
▲ 0.50% · 4.625%
HK$136,705
+HK$7,841/mo
Deposit HK$26.59M · loan HK$26.59M · min. income ≈ HK$257,728/mo (50% DSR)
Upfront cash ≈ HK$28.85M (deposit + AVD stamp duty HK$2,260,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,901
−HK$7,288/mo
▼ 0.25% · 3.875%
HK$138,519
−HK$3,670/mo
Today · 4.125%
HK$142,189
baseline
▲ 0.50% · 4.625%
HK$149,684
+HK$7,495/mo
Deposit HK$26.59M · loan HK$26.59M · min. income ≈ HK$284,378/mo (50% DSR)
Upfront cash ≈ HK$28.85M (deposit + AVD stamp duty HK$2,260,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,512
−HK$9,125/mo
▼ 0.25% · 3.875%
HK$150,038
−HK$4,599/mo
Today · 4.125%
HK$154,637
baseline
▲ 0.50% · 4.625%
HK$164,046
+HK$9,409/mo
Deposit HK$21.27M · loan HK$31.91M · min. income ≈ HK$309,274/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$2,260,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,881
−HK$8,746/mo
▼ 0.25% · 3.875%
HK$166,222
−HK$4,405/mo
Today · 4.125%
HK$170,627
baseline
▲ 0.50% · 4.625%
HK$179,621
+HK$8,994/mo
Deposit HK$21.27M · loan HK$31.91M · min. income ≈ HK$341,254/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$2,260,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,764
−HK$10,646/mo
▼ 0.25% · 3.875%
HK$175,045
−HK$5,365/mo
Today · 4.125%
HK$180,410
baseline
▲ 0.50% · 4.625%
HK$191,387
+HK$10,977/mo
Deposit HK$15.95M · loan HK$37.22M · min. income ≈ HK$360,820/mo (50% DSR)
Upfront cash ≈ HK$18.21M (deposit + AVD stamp duty HK$2,260,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,861
−HK$10,204/mo
▼ 0.25% · 3.875%
HK$193,926
−HK$5,139/mo
Today · 4.125%
HK$199,065
baseline
▲ 0.50% · 4.625%
HK$209,558
+HK$10,493/mo
Deposit HK$15.95M · loan HK$37.22M · min. income ≈ HK$398,130/mo (50% DSR)
Upfront cash ≈ HK$18.21M (deposit + AVD stamp duty HK$2,260,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,268
−HK$13,688/mo
▼ 0.25% · 3.875%
HK$225,058
−HK$6,898/mo
Today · 4.125%
HK$231,956
baseline
▲ 0.50% · 4.625%
HK$246,070
+HK$14,114/mo
Deposit HK$5.32M · loan HK$47.86M · min. income ≈ HK$463,912/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$2,260,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,821
−HK$13,119/mo
▼ 0.25% · 3.875%
HK$249,334
−HK$6,606/mo
Today · 4.125%
HK$255,940
baseline
▲ 0.50% · 4.625%
HK$269,431
+HK$13,491/mo
Deposit HK$5.32M · loan HK$47.86M · min. income ≈ HK$511,880/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$2,260,078 · Scale 2, in force from 26 Feb 2026)