LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,127
−HK$760/mo
▼ 0.25% · 3.875%
HK$12,504
−HK$383/mo
Today · 4.125%
HK$12,887
baseline
▲ 0.50% · 4.625%
HK$13,671
+HK$784/mo
Deposit HK$2.66M · loan HK$2.66M · min. income ≈ HK$25,774/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$119,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,491
−HK$729/mo
▼ 0.25% · 3.875%
HK$13,852
−HK$368/mo
Today · 4.125%
HK$14,220
baseline
▲ 0.50% · 4.625%
HK$14,969
+HK$749/mo
Deposit HK$2.66M · loan HK$2.66M · min. income ≈ HK$28,440/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$119,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,552
−HK$912/mo
▼ 0.25% · 3.875%
HK$15,005
−HK$459/mo
Today · 4.125%
HK$15,464
baseline
▲ 0.50% · 4.625%
HK$16,405
+HK$941/mo
Deposit HK$2.13M · loan HK$3.19M · min. income ≈ HK$30,928/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,189
−HK$874/mo
▼ 0.25% · 3.875%
HK$16,623
−HK$440/mo
Today · 4.125%
HK$17,063
baseline
▲ 0.50% · 4.625%
HK$17,963
+HK$900/mo
Deposit HK$2.13M · loan HK$3.19M · min. income ≈ HK$34,126/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,977
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$17,505
−HK$537/mo
Today · 4.125%
HK$18,042
baseline
▲ 0.50% · 4.625%
HK$19,140
+HK$1,098/mo
Deposit HK$1.60M · loan HK$3.72M · min. income ≈ HK$36,084/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,887
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$19,393
−HK$514/mo
Today · 4.125%
HK$19,907
baseline
▲ 0.50% · 4.625%
HK$20,957
+HK$1,050/mo
Deposit HK$1.60M · loan HK$3.72M · min. income ≈ HK$39,814/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,828
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,507
−HK$690/mo
Today · 4.125%
HK$23,197
baseline
▲ 0.50% · 4.625%
HK$24,608
+HK$1,411/mo
Deposit HK$532K · loan HK$4.79M · min. income ≈ HK$46,394/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$119,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,283
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,934
−HK$661/mo
Today · 4.125%
HK$25,595
baseline
▲ 0.50% · 4.625%
HK$26,944
+HK$1,349/mo
Deposit HK$532K · loan HK$4.79M · min. income ≈ HK$51,190/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$119,657 · Scale 2, in force from 26 Feb 2026)