LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,267
−HK$7,605/mo
▼ 0.25% · 3.875%
HK$125,040
−HK$3,832/mo
Today · 4.125%
HK$128,872
baseline
▲ 0.50% · 4.625%
HK$136,714
+HK$7,842/mo
Deposit HK$26.59M · loan HK$26.59M · min. income ≈ HK$257,744/mo (50% DSR)
Upfront cash ≈ HK$28.85M (deposit + AVD stamp duty HK$2,260,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,909
−HK$7,289/mo
▼ 0.25% · 3.875%
HK$138,527
−HK$3,671/mo
Today · 4.125%
HK$142,198
baseline
▲ 0.50% · 4.625%
HK$149,693
+HK$7,495/mo
Deposit HK$26.59M · loan HK$26.59M · min. income ≈ HK$284,396/mo (50% DSR)
Upfront cash ≈ HK$28.85M (deposit + AVD stamp duty HK$2,260,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,521
−HK$9,125/mo
▼ 0.25% · 3.875%
HK$150,048
−HK$4,598/mo
Today · 4.125%
HK$154,646
baseline
▲ 0.50% · 4.625%
HK$164,056
+HK$9,410/mo
Deposit HK$21.27M · loan HK$31.91M · min. income ≈ HK$309,292/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$2,260,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,891
−HK$8,746/mo
▼ 0.25% · 3.875%
HK$166,232
−HK$4,405/mo
Today · 4.125%
HK$170,637
baseline
▲ 0.50% · 4.625%
HK$179,632
+HK$8,995/mo
Deposit HK$21.27M · loan HK$31.91M · min. income ≈ HK$341,274/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$2,260,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,774
−HK$10,647/mo
▼ 0.25% · 3.875%
HK$175,055
−HK$5,366/mo
Today · 4.125%
HK$180,421
baseline
▲ 0.50% · 4.625%
HK$191,399
+HK$10,978/mo
Deposit HK$15.95M · loan HK$37.23M · min. income ≈ HK$360,842/mo (50% DSR)
Upfront cash ≈ HK$18.21M (deposit + AVD stamp duty HK$2,260,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,872
−HK$10,205/mo
▼ 0.25% · 3.875%
HK$193,938
−HK$5,139/mo
Today · 4.125%
HK$199,077
baseline
▲ 0.50% · 4.625%
HK$209,570
+HK$10,493/mo
Deposit HK$15.95M · loan HK$37.23M · min. income ≈ HK$398,154/mo (50% DSR)
Upfront cash ≈ HK$18.21M (deposit + AVD stamp duty HK$2,260,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,281
−HK$13,689/mo
▼ 0.25% · 3.875%
HK$225,071
−HK$6,899/mo
Today · 4.125%
HK$231,970
baseline
▲ 0.50% · 4.625%
HK$246,084
+HK$14,114/mo
Deposit HK$5.32M · loan HK$47.86M · min. income ≈ HK$463,940/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$2,260,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,836
−HK$13,120/mo
▼ 0.25% · 3.875%
HK$249,349
−HK$6,607/mo
Today · 4.125%
HK$255,956
baseline
▲ 0.50% · 4.625%
HK$269,447
+HK$13,491/mo
Deposit HK$5.32M · loan HK$47.86M · min. income ≈ HK$511,912/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$2,260,215 · Scale 2, in force from 26 Feb 2026)