LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,277
−HK$7,605/mo
▼ 0.25% · 3.875%
HK$125,050
−HK$3,832/mo
Today · 4.125%
HK$128,882
baseline
▲ 0.50% · 4.625%
HK$136,724
+HK$7,842/mo
Deposit HK$26.59M · loan HK$26.59M · min. income ≈ HK$257,764/mo (50% DSR)
Upfront cash ≈ HK$28.85M (deposit + AVD stamp duty HK$2,260,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,920
−HK$7,289/mo
▼ 0.25% · 3.875%
HK$138,538
−HK$3,671/mo
Today · 4.125%
HK$142,209
baseline
▲ 0.50% · 4.625%
HK$149,705
+HK$7,496/mo
Deposit HK$26.59M · loan HK$26.59M · min. income ≈ HK$284,418/mo (50% DSR)
Upfront cash ≈ HK$28.85M (deposit + AVD stamp duty HK$2,260,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,533
−HK$9,126/mo
▼ 0.25% · 3.875%
HK$150,059
−HK$4,600/mo
Today · 4.125%
HK$154,659
baseline
▲ 0.50% · 4.625%
HK$164,069
+HK$9,410/mo
Deposit HK$21.27M · loan HK$31.91M · min. income ≈ HK$309,318/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$2,260,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,903
−HK$8,748/mo
▼ 0.25% · 3.875%
HK$166,246
−HK$4,405/mo
Today · 4.125%
HK$170,651
baseline
▲ 0.50% · 4.625%
HK$179,646
+HK$8,995/mo
Deposit HK$21.27M · loan HK$31.91M · min. income ≈ HK$341,302/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$2,260,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,788
−HK$10,647/mo
▼ 0.25% · 3.875%
HK$175,069
−HK$5,366/mo
Today · 4.125%
HK$180,435
baseline
▲ 0.50% · 4.625%
HK$191,414
+HK$10,979/mo
Deposit HK$15.96M · loan HK$37.23M · min. income ≈ HK$360,870/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$2,260,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,887
−HK$10,205/mo
▼ 0.25% · 3.875%
HK$193,953
−HK$5,139/mo
Today · 4.125%
HK$199,092
baseline
▲ 0.50% · 4.625%
HK$209,587
+HK$10,495/mo
Deposit HK$15.96M · loan HK$37.23M · min. income ≈ HK$398,184/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$2,260,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,299
−HK$13,689/mo
▼ 0.25% · 3.875%
HK$225,089
−HK$6,899/mo
Today · 4.125%
HK$231,988
baseline
▲ 0.50% · 4.625%
HK$246,104
+HK$14,116/mo
Deposit HK$5.32M · loan HK$47.87M · min. income ≈ HK$463,976/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$2,260,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,855
−HK$13,121/mo
▼ 0.25% · 3.875%
HK$249,368
−HK$6,608/mo
Today · 4.125%
HK$255,976
baseline
▲ 0.50% · 4.625%
HK$269,469
+HK$13,493/mo
Deposit HK$5.32M · loan HK$47.87M · min. income ≈ HK$511,952/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$2,260,394 · Scale 2, in force from 26 Feb 2026)