LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,288
−HK$7,605/mo
▼ 0.25% · 3.875%
HK$125,060
−HK$3,833/mo
Today · 4.125%
HK$128,893
baseline
▲ 0.50% · 4.625%
HK$136,736
+HK$7,843/mo
Deposit HK$26.60M · loan HK$26.60M · min. income ≈ HK$257,786/mo (50% DSR)
Upfront cash ≈ HK$28.86M (deposit + AVD stamp duty HK$2,260,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,931
−HK$7,290/mo
▼ 0.25% · 3.875%
HK$138,550
−HK$3,671/mo
Today · 4.125%
HK$142,221
baseline
▲ 0.50% · 4.625%
HK$149,718
+HK$7,497/mo
Deposit HK$26.60M · loan HK$26.60M · min. income ≈ HK$284,442/mo (50% DSR)
Upfront cash ≈ HK$28.86M (deposit + AVD stamp duty HK$2,260,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,545
−HK$9,127/mo
▼ 0.25% · 3.875%
HK$150,072
−HK$4,600/mo
Today · 4.125%
HK$154,672
baseline
▲ 0.50% · 4.625%
HK$164,083
+HK$9,411/mo
Deposit HK$21.28M · loan HK$31.91M · min. income ≈ HK$309,344/mo (50% DSR)
Upfront cash ≈ HK$23.54M (deposit + AVD stamp duty HK$2,260,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,917
−HK$8,748/mo
▼ 0.25% · 3.875%
HK$166,260
−HK$4,405/mo
Today · 4.125%
HK$170,665
baseline
▲ 0.50% · 4.625%
HK$179,661
+HK$8,996/mo
Deposit HK$21.28M · loan HK$31.91M · min. income ≈ HK$341,330/mo (50% DSR)
Upfront cash ≈ HK$23.54M (deposit + AVD stamp duty HK$2,260,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,803
−HK$10,648/mo
▼ 0.25% · 3.875%
HK$175,084
−HK$5,367/mo
Today · 4.125%
HK$180,451
baseline
▲ 0.50% · 4.625%
HK$191,431
+HK$10,980/mo
Deposit HK$15.96M · loan HK$37.23M · min. income ≈ HK$360,902/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$2,260,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,904
−HK$10,206/mo
▼ 0.25% · 3.875%
HK$193,970
−HK$5,140/mo
Today · 4.125%
HK$199,110
baseline
▲ 0.50% · 4.625%
HK$209,605
+HK$10,495/mo
Deposit HK$15.96M · loan HK$37.23M · min. income ≈ HK$398,220/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$2,260,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,318
−HK$13,690/mo
▼ 0.25% · 3.875%
HK$225,109
−HK$6,899/mo
Today · 4.125%
HK$232,008
baseline
▲ 0.50% · 4.625%
HK$246,125
+HK$14,117/mo
Deposit HK$5.32M · loan HK$47.87M · min. income ≈ HK$464,016/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$2,260,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,876
−HK$13,122/mo
▼ 0.25% · 3.875%
HK$249,390
−HK$6,608/mo
Today · 4.125%
HK$255,998
baseline
▲ 0.50% · 4.625%
HK$269,492
+HK$13,494/mo
Deposit HK$5.32M · loan HK$47.87M · min. income ≈ HK$511,996/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$2,260,589 · Scale 2, in force from 26 Feb 2026)