LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,296
−HK$7,607/mo
▼ 0.25% · 3.875%
HK$125,069
−HK$3,834/mo
Today · 4.125%
HK$128,903
baseline
▲ 0.50% · 4.625%
HK$136,746
+HK$7,843/mo
Deposit HK$26.60M · loan HK$26.60M · min. income ≈ HK$257,806/mo (50% DSR)
Upfront cash ≈ HK$28.86M (deposit + AVD stamp duty HK$2,260,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,941
−HK$7,290/mo
▼ 0.25% · 3.875%
HK$138,560
−HK$3,671/mo
Today · 4.125%
HK$142,231
baseline
▲ 0.50% · 4.625%
HK$149,729
+HK$7,498/mo
Deposit HK$26.60M · loan HK$26.60M · min. income ≈ HK$284,462/mo (50% DSR)
Upfront cash ≈ HK$28.86M (deposit + AVD stamp duty HK$2,260,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,556
−HK$9,127/mo
▼ 0.25% · 3.875%
HK$150,083
−HK$4,600/mo
Today · 4.125%
HK$154,683
baseline
▲ 0.50% · 4.625%
HK$164,095
+HK$9,412/mo
Deposit HK$21.28M · loan HK$31.92M · min. income ≈ HK$309,366/mo (50% DSR)
Upfront cash ≈ HK$23.54M (deposit + AVD stamp duty HK$2,260,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,929
−HK$8,749/mo
▼ 0.25% · 3.875%
HK$166,272
−HK$4,406/mo
Today · 4.125%
HK$170,678
baseline
▲ 0.50% · 4.625%
HK$179,674
+HK$8,996/mo
Deposit HK$21.28M · loan HK$31.92M · min. income ≈ HK$341,356/mo (50% DSR)
Upfront cash ≈ HK$23.54M (deposit + AVD stamp duty HK$2,260,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,815
−HK$10,649/mo
▼ 0.25% · 3.875%
HK$175,097
−HK$5,367/mo
Today · 4.125%
HK$180,464
baseline
▲ 0.50% · 4.625%
HK$191,445
+HK$10,981/mo
Deposit HK$15.96M · loan HK$37.24M · min. income ≈ HK$360,928/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$2,260,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,917
−HK$10,207/mo
▼ 0.25% · 3.875%
HK$193,984
−HK$5,140/mo
Today · 4.125%
HK$199,124
baseline
▲ 0.50% · 4.625%
HK$209,620
+HK$10,496/mo
Deposit HK$15.96M · loan HK$37.24M · min. income ≈ HK$398,248/mo (50% DSR)
Upfront cash ≈ HK$18.22M (deposit + AVD stamp duty HK$2,260,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,333
−HK$13,692/mo
▼ 0.25% · 3.875%
HK$225,125
−HK$6,900/mo
Today · 4.125%
HK$232,025
baseline
▲ 0.50% · 4.625%
HK$246,143
+HK$14,118/mo
Deposit HK$5.32M · loan HK$47.87M · min. income ≈ HK$464,050/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$2,260,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,894
−HK$13,123/mo
▼ 0.25% · 3.875%
HK$249,408
−HK$6,609/mo
Today · 4.125%
HK$256,017
baseline
▲ 0.50% · 4.625%
HK$269,512
+HK$13,495/mo
Deposit HK$5.32M · loan HK$47.87M · min. income ≈ HK$512,034/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$2,260,753 · Scale 2, in force from 26 Feb 2026)