LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,132
−HK$760/mo
▼ 0.25% · 3.875%
HK$12,509
−HK$383/mo
Today · 4.125%
HK$12,892
baseline
▲ 0.50% · 4.625%
HK$13,677
+HK$785/mo
Deposit HK$2.66M · loan HK$2.66M · min. income ≈ HK$25,784/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$119,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,496
−HK$729/mo
▼ 0.25% · 3.875%
HK$13,858
−HK$367/mo
Today · 4.125%
HK$14,225
baseline
▲ 0.50% · 4.625%
HK$14,975
+HK$750/mo
Deposit HK$2.66M · loan HK$2.66M · min. income ≈ HK$28,450/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$119,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,558
−HK$913/mo
▼ 0.25% · 3.875%
HK$15,011
−HK$460/mo
Today · 4.125%
HK$15,471
baseline
▲ 0.50% · 4.625%
HK$16,412
+HK$941/mo
Deposit HK$2.13M · loan HK$3.19M · min. income ≈ HK$30,942/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,195
−HK$875/mo
▼ 0.25% · 3.875%
HK$16,630
−HK$440/mo
Today · 4.125%
HK$17,070
baseline
▲ 0.50% · 4.625%
HK$17,970
+HK$900/mo
Deposit HK$2.13M · loan HK$3.19M · min. income ≈ HK$34,140/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,984
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$17,512
−HK$537/mo
Today · 4.125%
HK$18,049
baseline
▲ 0.50% · 4.625%
HK$19,147
+HK$1,098/mo
Deposit HK$1.60M · loan HK$3.72M · min. income ≈ HK$36,098/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,895
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,401
−HK$515/mo
Today · 4.125%
HK$19,916
baseline
▲ 0.50% · 4.625%
HK$20,965
+HK$1,049/mo
Deposit HK$1.60M · loan HK$3.72M · min. income ≈ HK$39,832/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,837
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,516
−HK$690/mo
Today · 4.125%
HK$23,206
baseline
▲ 0.50% · 4.625%
HK$24,618
+HK$1,412/mo
Deposit HK$532K · loan HK$4.79M · min. income ≈ HK$46,412/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$119,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,293
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,945
−HK$661/mo
Today · 4.125%
HK$25,606
baseline
▲ 0.50% · 4.625%
HK$26,955
+HK$1,349/mo
Deposit HK$532K · loan HK$4.79M · min. income ≈ HK$51,212/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$119,706 · Scale 2, in force from 26 Feb 2026)