LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,360
−HK$7,610/mo
▼ 0.25% · 3.875%
HK$125,135
−HK$3,835/mo
Today · 4.125%
HK$128,970
baseline
▲ 0.50% · 4.625%
HK$136,817
+HK$7,847/mo
Deposit HK$26.61M · loan HK$26.61M · min. income ≈ HK$257,940/mo (50% DSR)
Upfront cash ≈ HK$28.87M (deposit + AVD stamp duty HK$2,261,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,011
−HK$7,295/mo
▼ 0.25% · 3.875%
HK$138,632
−HK$3,674/mo
Today · 4.125%
HK$142,306
baseline
▲ 0.50% · 4.625%
HK$149,807
+HK$7,501/mo
Deposit HK$26.61M · loan HK$26.61M · min. income ≈ HK$284,612/mo (50% DSR)
Upfront cash ≈ HK$28.87M (deposit + AVD stamp duty HK$2,261,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,632
−HK$9,132/mo
▼ 0.25% · 3.875%
HK$150,162
−HK$4,602/mo
Today · 4.125%
HK$154,764
baseline
▲ 0.50% · 4.625%
HK$164,181
+HK$9,417/mo
Deposit HK$21.29M · loan HK$31.93M · min. income ≈ HK$309,528/mo (50% DSR)
Upfront cash ≈ HK$23.55M (deposit + AVD stamp duty HK$2,261,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,014
−HK$8,753/mo
▼ 0.25% · 3.875%
HK$166,359
−HK$4,408/mo
Today · 4.125%
HK$170,767
baseline
▲ 0.50% · 4.625%
HK$179,768
+HK$9,001/mo
Deposit HK$21.29M · loan HK$31.93M · min. income ≈ HK$341,534/mo (50% DSR)
Upfront cash ≈ HK$23.55M (deposit + AVD stamp duty HK$2,261,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,903
−HK$10,655/mo
▼ 0.25% · 3.875%
HK$175,188
−HK$5,370/mo
Today · 4.125%
HK$180,558
baseline
▲ 0.50% · 4.625%
HK$191,544
+HK$10,986/mo
Deposit HK$15.97M · loan HK$37.26M · min. income ≈ HK$361,116/mo (50% DSR)
Upfront cash ≈ HK$18.23M (deposit + AVD stamp duty HK$2,261,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,016
−HK$10,212/mo
▼ 0.25% · 3.875%
HK$194,085
−HK$5,143/mo
Today · 4.125%
HK$199,228
baseline
▲ 0.50% · 4.625%
HK$209,729
+HK$10,501/mo
Deposit HK$15.97M · loan HK$37.26M · min. income ≈ HK$398,456/mo (50% DSR)
Upfront cash ≈ HK$18.23M (deposit + AVD stamp duty HK$2,261,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,447
−HK$13,699/mo
▼ 0.25% · 3.875%
HK$225,242
−HK$6,904/mo
Today · 4.125%
HK$232,146
baseline
▲ 0.50% · 4.625%
HK$246,271
+HK$14,125/mo
Deposit HK$5.32M · loan HK$47.90M · min. income ≈ HK$464,292/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$2,261,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,020
−HK$13,130/mo
▼ 0.25% · 3.875%
HK$249,538
−HK$6,612/mo
Today · 4.125%
HK$256,150
baseline
▲ 0.50% · 4.625%
HK$269,652
+HK$13,502/mo
Deposit HK$5.32M · loan HK$47.90M · min. income ≈ HK$512,300/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$2,261,932 · Scale 2, in force from 26 Feb 2026)